4115 Watertown Rd, Maple Plain, MN 55359 Property Records

Hennepin County property record for 4115 Watertown Rd, Maple Plain, MN 55359

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.25 ba · 4,310 sqft · built 1954
Lot Size	6.16 acres (268,765 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Mar 2018)
Tax Bill	$11,557 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-118-23-41-0014`

Property Details

APN / Parcel Number

Primary APN	`31-118-23-41-0014`

Interior

Bedrooms	3 Beds
Full Baths	4.25 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,310 sqft Living Area
Gross Area	6,663 sqft
1st Floor Area	2,159 sqft
Basement Area	1,203 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1995
Exterior Material	Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	268,765 sqft
Terrain	Wooded
View / Lot	Lake
Garage Type	Attached
Garage Area	1,150 sqft
Porch	Open Porch
Porch Area	1,624 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	4115 WATERTOWN RD
City	MAPLE PLAIN
State	MN
Zip	55359-9394
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLOCK 001 A MAPLE PLACE 2ND ADDN IRREGULAR
Legal Range	23
Legal Township	118
Legal Section	31
Legal Quarter	41
Legal Subdivision	MAPLE PLACE 2ND ADDN
Legal Block	1
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	ORONO
Census Block Group	1
Census Block	1029
Census Tract	27204

Owner

Source: Hennepin County records · APN 31-118-23-41-0014

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4115 WATERTOWN RD, MAPLE PLAIN, MN 55359-9394
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAMBRIA FINANCIAL GROUP LLC
Jul 27, 2020	Deed of Trust, Mortgage BAXTER CU
Mar 12, 2018	Warranty Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 12, 2018 · Amount on Record
Deed Sale	Mar 12, 2018 · Amount on Record
Prior Sale	May 10, 1999 · Amount on Record
Deed Document Number	201810535809
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4115 WATERTOWN RD, MAPLE PLAIN, MN 55359-9394
Transaction Type	Mortgage
Record Updated	Dec 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11045028
Date	Nov 16, 2021
Instrument	A11045028

Lender

Name	CAMBRIA FINANCIAL GROUP LLC
Type	Funding / Finance Company
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4115 WATERTOWN RD, MAPLE PLAIN, MN 55359-9394
Document Number	0010821889
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	TITLE SMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4115 WATERTOWN RD MAPLE PLAIN MN 553599394, MAPLE PLAIN, MN 55359-9394

Mortgage

Document Number	0010821889
Date	Aug 06, 2020
Instrument	10821889

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 05, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Mar 12, 2018
Property Address	4115 WATERTOWN RD, MAPLE PLAIN, MN 55359-9394
Document Number	0010535809
Instrument Date	Feb 28, 2018
Instrument	10535809
Transaction Type	Transfer
Record Updated	Mar 22, 2018
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,465.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4115 WATERTOWN RD MAPLE PLAIN MN 553599394, MAPLE PLAIN, MN 55359-9394

Mortgage

Document Number	10535810
Date	Mar 12, 2018
Instrument	10535810

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2048

Tax Assessment & Valuation

Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Orono City
Unified School District	Orono Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,557.00 (+7.33%)	$1,066,200 (+5.67%) Land $525,000 Building $541,200	$1,066,200 (+5.67%) Land $525,000 Building $541,200
2023	$10,768.00 Homeowner's exemption
2022		$1,009,000 Land $497,000 Building $512,000	$1,009,000 Land $497,000 Building $512,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 25, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midcontinent Communications Fiber	5,000 / 5,000
Mediacom Communications Cable	1,000 / 50

Based on FCC filings for 24 locations within half a mile of this property.

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