Hamilton County property record for 4115 Stratton Ln, Ooltewah, TN 37363
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 4,491 sqft · built 1989 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | Individual Name on File |
| Last Sale | $374,990 (Aug 2017) |
| Tax Bill | $2,395 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 150M A 010.02 |
| Primary APN | 150M A 010.02 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,491 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 45,738 sqft (1.05 acres) |
| Lot Dimensions | 269 ft deep x 170 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000086006 |
|---|---|
| Old Parcel Number | 150M A 01002 |
| Street Address | 4115 STRATTON LN |
| City | OOLTEWAH |
| State | TN |
| Zip | 37363-8324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 21 MOUNTAIN CREST SUB PHASE II 32-142 REV 50-132 |
| Legal Subdivision | MOUNTAIN CREST PHASE |
| Legal Phase | 2 |
| Legal Lot Number | 21 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 11203 |
4115 Stratton Ln is owned and occupied by an individual who bought it in August 2017.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4115 STRATTON LN, OOLTEWAH, TN 37363-8324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2025 | Deed of Trust, Mortgage · Line of Credit BUILTWELL BANK |
| Sep 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMEFINITY |
| Aug 3, 2017 | Warranty Deed, Transfer · Conventional Mortgage TJC MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2017 · Amount on File |
| Deed Sale | Aug 3, 2017 · Amount on File |
| Prior Sale | Jun 3, 2016 |
| Deed Document Number | 2017080300109 |
| Deed Book / Page | 11119 / 897 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4115 STRATTON LN, OOLTEWAH, TN 37363-8324 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4115 STRATTON LN, OOLTEWAH, TN 37363-8324 |
| Document Number | 0000000154 |
|---|---|
| Date | Dec 1, 2025 |
| Book Page | 14122/763 |
| Instrument | 2025120100154 |
| Name | BUILTWELL BANK |
|---|---|
| Type | Bank |
| Address | MC DONALD, TN 37353 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Dec 20, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4115 STRATTON LN, OOLTEWAH, TN 37363-8324 |
| Document Number | 0917000164 |
| Instrument Date | Sep 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4115 STRATTON LN OOLTEWAH TN 373638324, OOLTEWAH, TN 37363-8324 |
| Document Number | 0917000164 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 012155/000517 |
| Instrument | 200917000164 |
| Name | HOMEFINITY |
|---|---|
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 16, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 3, 2017 |
| Property Address | 4115 STRATTON LN, OOLTEWAH, TN 37363-8324 |
| Document Number | 0000000109 |
| Book / Page | 11119 / 897 |
| Map Reference | MB50 PG132 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 2017080300109 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Title Company | TITLE GUARANTEE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,387.13 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4115 STRATTON LN, OOLTEWAH, TN 37363-8324 |
| Document Number | 0000000110 |
|---|---|
| Date | Aug 3, 2017 |
| Instrument | 2017080300110 |
| Name | TJC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 4115 Stratton Ln was $2,395, up 8% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Collegedale City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,395.00 (+7.98%) | $158,050 (+59.36%) | $632,200 (+59.36%) Land $75,000 Building $557,200 |
| 2024 | $2,218.00 (-41.09%) | $99,175 (-) | $396,700 (-) Land $60,000 Building $336,700 |
| 2023 | $3,765.00 (+4.41%) | $99,175 (-) | $396,700 (-) Land $60,000 Building $336,700 |
| 2022 | $3,606.00 | $99,175 | $396,700 Land $60,000 Building $336,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4115 Stratton Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4115 Stratton Ln is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 69% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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