4115 S Access Rd, Chattanooga, TN 37406 Property Records

Hamilton County property record for 4115 S Access Rd, Chattanooga, TN 37406

Property Summary

Property Type	Office Building
Details	13,950 sqft · built 1975
Lot Size	3.08 acres (134,600 sqft)
Owner	Owner Name on File
Flood Zone	Zone X (minimal risk)
APN	`128F A 001`

Property Details

APN / Parcel Number

Primary APN	`128F A 001`
Alternative APN	`0000052701`

Interior

Stories	1 Story
Building Area	13,950 sqft Total Area

Exterior

Year Built	Built 1975
Exterior Material	Brick Veneer
Roof Type	Rigid Frame Bar Joist
Roof Material	Built-Up Asphalt
Lot Area	134,600 sqft (3.08 acres)
Lot Dimensions	222 ft deep x 125 ft wide

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	0000052701
Street Address	4115 S ACCESS RD
City	CHATTANOOGA
State	TN
Zip	37406-1101
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	R4
Legal Description	LT 1 ARBOR DEVELOPMENTS INC SUB PB29 PG8
Legal Subdivision	DEVELOPMENTS INC SUB
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1039
Census Tract	11411

Owner

The current owner of 4115 S Access Rd acquired it in November 2013.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Owner Name on File
Mailing Address	4115 S ACCESS RD, CHATTANOOGA, TN 37406-1101
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2013
Deed Sale	Nov 20, 2013
Prior Sale	Mar 26, 2010 · Amount on File
Deed Document Number	2013112000153
Deed Book / Page	10105 / 976
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Market Value
2025	Additional exemption filed	$2,090,200 (+38.86%) Land $289,400 Building $1,800,800
2024	Additional exemption filed	$1,505,300 (-) Land $289,400 Building $1,215,900
2023	Additional exemption filed	$1,505,300 (-) Land $289,400 Building $1,215,900
2022	Additional exemption filed	$1,505,300 Land $289,400 Building $1,215,900

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4115 S Access Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4115 S Access Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20