4115 Ruby Run, Haines City, FL 33844 Property Records

Polk County property record for 4115 Ruby Run, Haines City, FL 33844

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,032 sqft · built 2022
Lot Size	0.133 acres (5,776 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Feb 2026)
Tax Bill	$4,803 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-27-16-740508-001020`

Property Details

APN / Parcel Number

Primary APN	`27-27-16-740508-001020`
Alternative APNs	`162727740508001020` `62727000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,032 sqft Living Area
Gross Area	2,644 sqft
1st Floor Area	2,032 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	5,776 sqft (0.133 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	462 sqft
Porch	Florida Room

Location & Zoning

Street Address	4115 RUBY RUN
City	HAINES CITY
State	FL
Zip	33844-6452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND MEADOWS PHASE 7 PB 178 PG 34-37 LOT 102
Legal Range	27E
Legal Township	27S
Legal Section	16
Legal Subdivision	HIGHLAND MEADOWS PHASE 7
Legal Phase	7
Legal Block	2
Legal Lot Number	102
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2027
Census Tract	12515

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4115 RUBY RUN, HAINES CITY, FL 33844-6452
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Mar 30, 2022	Special Warranty Deed, Transfer · FHA Mortgage HOME SOLUTION LENDERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2026 · Amount on Record
Deed Sale	Feb 13, 2026 · Amount on Record
Prior Sale	Mar 30, 2022 · Amount on Record
Deed Document Number	202637945
Deed Book / Page	13883 / 521
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 13, 2026
Property Address	4115 RUBY RUN, HAINES CITY, FL 33844-6452
Document Number	0000037945
Book / Page	13883 / 521
Map Reference	MB 178 PG 34-37
Instrument Date	Feb 6, 2026
Instrument	2026037945
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	CLEARVIEW TITLE LLC, CLEARLINE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17012 BEVERIADE DRIVE, DUMFRIES, VA 22026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4115 RUBY RUN, HAINES CITY, FL 33844-6452

Mortgage

Document Number	0013883524
Date	Feb 13, 2026
Instrument	13883/524

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

March 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 30, 2022
Property Address	4115 RUBY RUN, HAINES CITY, FL 33844-6452
Document Number	0000086213
Book / Page	12185 / 1487
Map Reference	MB 178 PG 34-37
Instrument Date	Mar 25, 2022
Instrument	2022086213
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,199.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4115 RUBY RUN, HAINES CITY, FL 33844-6452

Mortgage

Document Number	0121851489
Date	Mar 30, 2022
Instrument	12185/1489

Lender

Name	HOME SOLUTION LENDERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Haines City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,803.00 (-31.19%) Homeowner's exemption	$290,741 (-3.22%) Land $50,000 Building $240,741	$290,741 (-3.22%) Land $50,000 Building $240,741
2023	$6,980.00 (+160.45%) Homeowner's exemption	$300,418 (+651.05%) Land $48,000 Building $252,418	$300,418 (+651.05%) Land $48,000 Building $252,418
2022	$2,680.00	$40,000 Land $40,000	$40,000 Land $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAINES CITY serves 30,545 people · EPA ID FL6532232
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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