Santa Rosa County property record for 4115 Oak Pointe Dr, Gulf Breeze, FL 32563
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,236 sqft · built 2001 |
| Lot Size | 0.168 acres (7,318 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $497,500 (Jul 2026) |
| Tax Bill | $5,095 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Apr 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-2S-28-2865-00A00-0180 |
| Primary APN | 27-2S-28-2865-00A00-0180 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,236 sqft Living Area |
| Gross Area | 4,197 sqft |
| 1st Floor Area | 2,236 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 7,318 sqft (0.168 acres) |
| Lot Dimensions | 144 ft deep x 50 ft wide |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 1,199 sqft |
| Deck Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4115 OAK POINTE DR |
|---|---|
| City | GULF BREEZE |
| State | FL |
| Zip | 32563-8512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | OAK POINTE LOT 18 BLK A AS DES IN OR 4276 PG 649 & AS DES IN OR 4497 PG 603 |
| Legal Range | 28W |
| Legal Township | 2S |
| Legal Section | 27 |
| Legal Subdivision | OAK POINTE |
| Legal Block | A |
| Legal Lot Number | 18 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | MIDWAY |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 10814 |
4115 Oak Pointe Dr is owned by a company that bought it in July 2026.
Source: Santa Rosa County records, as of August 5, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 316 CASTLE DR, ELK GROVE VILLAGE, IL 60007-4220 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Apr 26, 2022 | Warranty Deed, Transfer NOT AVAILABLE, OMEGA TITLE FLORIDA LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2026 · Amount on File |
| Deed Sale | Jul 6, 2026 · Amount on File |
| Prior Sale | Apr 26, 2022 · Amount on File |
| Deed Document Number | 202633657 |
| Deed Book / Page | 4763 / 1000 |
| Prior Transfer Date | Apr 25, 2024 |
| Prior Transfer Doc | 0044970603 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 6, 2026 |
| Property Address | 4115 OAK POINTE DR, GULF BREEZE, FL 32563-8512 |
| Document Number | 0000033657 |
| Book / Page | 4763 / 1000 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 202633657 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | PURE TITLE LLC, PURE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $351,732.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 316 CASTLE DR, ELK GROVE VILLAGE, IL 60007-4220 |
| Document Number | 0000033659, |
|---|---|
| Date | Jul 6, 2026 |
| Instrument | 202633659 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 26, 2022 |
| Property Address | 4115 OAK POINTE DR, GULF BREEZE, FL 32563-8512 |
| Document Number | 0042760649 |
| Book / Page | 4276 / 649 |
| Map Reference | MB G PG 13 |
| Instrument Date | Apr 21, 2022 |
| Instrument | 202225255 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2022 |
| Title Company | NOT AVAILABLE, OMEGA TITLE FLORIDA LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $4,136.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7103 HALLECK ST, 7103, MELBOURNE, FL 32940-5947 |
| Name | Verified Name |
|---|---|
| Address | 4115 OAK POINTE DR, GULF BREEZE, FL 32563-8512 |
The 2025 property tax bill for 4115 Oak Pointe Dr was $5,095, up 2.8% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,095.00 (+2.8%) | $428,077 (+2.9%) | $441,343 (+6.09%) Land $90,000 Building $351,343 |
| 2024 | $4,956.00 (-6.63%) Homeowner's exemption | $416,013 (-0.53%) Land $85,000 Building $331,013 | $416,013 (-0.53%) Land $85,000 Building $331,013 |
| 2023 | $5,308.00 (+99.77%) Homeowner's exemption | $418,227 (+83.59%) Land $90,000 Building $328,227 | $418,227 (+18.63%) Land $90,000 Building $328,227 |
| 2022 | $2,657.00 Homeowner's exemption | $227,803 | $352,560 Land $75,000 Building $277,560 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4115 Oak Pointe Dr in Zone X, an area of minimal flood risk, though there have been 418 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 343 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 343 in force |
| Nearby Flood Claims | 418 (1995–2024) |
| Claims Outside the SFHA | 108 of 418 |
| Most Recent Claim | Dec 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4115 Oak Pointe Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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