Orange County property record for 4115 Monarch Dr, Orlando, FL 32812
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,130 sqft · built 1972 |
| Lot Size | 0.186 acres (8,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (May 2024) |
| Tax Bill | $4,471 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage May 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-23-30-8045-17-170 |
| Primary APN | 29-23-30-8045-17-170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,130 sqft Living Area |
| Gross Area | 2,072 sqft |
| 1st Floor Area | 1,130 sqft |
| Utility Area | 365 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,100 sqft (0.186 acres) |
| Garage Type | Attached |
| Garage Area | 497 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4115 MONARCH DR |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32812-4056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SILVER BEACH SUB THIRD ADDITION X/67 LOT 17 BLK 17 |
| Legal Range | 30E |
| Legal Township | 23S |
| Legal Section | 29 |
| Legal Subdivision | SILVER BEACH SUB 3RD ADD |
| Legal Tract | 8045 |
| Legal Block | 17 |
| Legal Lot Number | 17 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 13606 |
Source: Orange County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4115 MONARCH DR, ORLANDO, FL 32812-4056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC |
| May 14, 2024 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2024 · Amount on Record |
| Deed Sale | May 14, 2024 · Amount on Record |
| Deed Document Number | 2024278478 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Aug 26, 2026 |
| Property Address | 4115 MONARCH DR, ORLANDO, FL 32812-4056 |
| Document Number | 0000475731 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 2026475731 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4115 MONARCH DR, ORLANDO, FL 32812-4056 |
| Document Number | 0000475731, |
|---|---|
| Date | Aug 26, 2026 |
| Instrument | 2026475731 |
| Name | UNLOCK PARTNERSHIP SOLUTIONS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | May 14, 2024 |
| Property Address | 4115 MONARCH DR, ORLANDO, FL 32812-4056 |
| Document Number | 0000278478 |
| Map Reference | PL X PG 67 |
| Instrument Date | May 10, 2024 |
| Instrument | 20240278478 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1286 MUIRFOREST WAY, STONE MOUNTAIN, GA 30088-3235 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4115 MONARCH DR, ORLANDO, FL 32812-4056 |
| Document Number | 0000278479 |
|---|---|
| Date | May 14, 2024 |
| Instrument | 20240278479 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $239,790 (-4.21%) Land $110,000 Building $129,790 | $239,790 (-4.21%) Land $110,000 Building $129,790 | |
| 2025 | $4,471.00 (+20.64%) | $250,330 (-4.1%) Land $110,000 Building $140,330 | $250,330 (-4.1%) Land $110,000 Building $140,330 |
| 2024 | $3,706.00 (+11.63%) | ||
| 2023 | $3,320.00 (+9.97%) | $261,023 (+10.31%) Land $100,000 Building $161,023 | $261,023 (+10.31%) Land $100,000 Building $161,023 |
| 2022 | $3,019.00 | $236,633 Land $100,000 Building $136,633 | $236,633 Land $100,000 Building $136,633 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 5 (1998–2017) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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