4115 Malawi Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4115 Malawi Trl, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2023
Square Footage	1,452 sqft Heated Area
Lot Size	2,178 sqft (0.05 acres)
Occupancy	Owner Occupied
Last Sale	$328,990 (2023)
Tax Bill	$4,381.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`322631356600015030`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	1,452 sqft Heated Area
Gross Area	1,728 sqft Gross Area
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2023
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Finished Garage
Patio Area	80 sqft Patio
Porch	Open Porch
Porch Area	24 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	4115 MALAWI TRL
City	SAINT CLOUD
State	FL
Zip	34772-6421
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	BUENA LAGO PH 1 & 2 PB 32 PGS 29-36 LOT 503
Legal Phase	1
Legal Lot Number	503
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1039
Census Tract	43301

Owner

Source: Osceola County records · APN 322631356600015030

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4115 MALAWI TRL, SAINT CLOUD, FL 34772-6421
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 01, 2023 · Amount on Record
Deed Sale	Nov 01, 2023 · Amount on Record
Deed Doc Number	2023144098
Deed Book / Page	6498 / 2015
Record Refreshed	Jun 08, 2026

November 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 01, 2023
Property Address	4115 MALAWI TRL, SAINT CLOUD, FL 34772-6421
Document Number	0064982015
Book / Page	6498 / 2015
Map Reference	MB 32 PG 29-36
Instrument Date	Oct 30, 2023
Instrument	2023144098
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 17, 2023
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,303.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	4115 MALAWI TRL, SAINT CLOUD, FL 34772-6421

Mortgage

Document Number	0064982016
Date	Nov 01, 2023
Instrument	6498/2016

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,381.00 (+340.3%) Homeowner's exemption	$256,400 (+2,036.67%) Land $40,000 Building $216,400	$256,400 (+2,036.67%) Land $40,000 Building $216,400
2023	$995.00 (+495.81%)	$12,000 (-) Land $12,000	$12,000 (-) Land $12,000
2022	$167.00	$12,000 Land $12,000	$12,000 Land $12,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 70% of the US · above 51% of Florida
Wildfire Likelihood	About 1 in 265 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.