Hamilton County property record for 4115 Homer Ave, Cincinnati, OH 45227
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,820 sqft · built 1915 |
| Lot Size | 0.119 acres (5,184 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $271,000 (Mar 2026) |
| Tax Bill | $4,145 (2025) |
| Deeds & Mortgages | Jul 2024 Line of Credit Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-0004-0023-00 |
| Primary APN | 037-0004-0023-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,820 sqft Living Area |
| Gross Area | 2,870 sqft |
| 1st Floor Area | 1,050 sqft |
| Upper Floors Area | 770 sqft |
| Basement Area | 1,050 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,184 sqft (0.119 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 740 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 204 sqft |
| Deck Area | Deck Area |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 4115 HOMER AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45227-2911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF4 |
| Legal Description | 4115 HOMER AVE 40 X 125 LOT 10 C SPRINGS SUB |
| Legal Subdivision | SPRINGS SUB |
| Legal Lot Number | 10 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 5600 |
Source: Hamilton County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4115 HOMER AVE, CINCINNATI, OH 45227-2911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2024 | Deed of Trust, Mortgage · Line of Credit SPRING VALLEY BANK |
| Mar 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2026 · Amount on Record |
| Deed Sale | Mar 18, 2026 · Amount on Record |
| Prior Sale | Oct 27, 2016 · Amount on Record |
| Deed Document Number | 202620072 |
| Deed Book / Page | 15625 / 1544 |
| Prior Transfer Date | Apr 11, 2003 |
| Prior Transfer Doc | 0000353506 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4115 HOMER AVE, CINCINNATI, OH 45227-2911 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Title Company | PRODIGY TITLE |
| Name | Verified Name |
|---|---|
| Address | 4823 RIVERVIEW AVE, MIDDLETOWN, OH 45042-3048 |
| Document Number | 0000047499 |
|---|---|
| Date | Jul 11, 2024 |
| Book Page | 15205/1211 |
| Instrument | 2024-0047499 |
| Name | SPRING VALLEY BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 16 Months |
| Due | Nov 1, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 18, 2026 |
| Property Address | 4115 HOMER AVE, CINCINNATI, OH 45227-2911 |
| Document Number | 0000020072 |
| Book / Page | 15625 / 1544 |
| Map Reference | MB 18 PG 38 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 2026-0020072 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Title Company | AHTA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $271.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4115 HOMER AVE, CINCINNATI, OH 45227-2911 |
| Document Number | 0000020073 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 2026-0020073 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,145.00 (-4.62%) | $65,311 (+%) Land $12,898 Building $52,413 | $186,600 (-) Land $36,850 Building $149,750 |
| 2024 | $4,346.00 (+4.82%) | $65,309 (-) Land $12,897 Building $52,412 | |
| 2023 | $4,146.00 (+40.78%) | $65,309 (+64.59%) Land $12,897 Building $52,412 | $186,600 (+64.59%) Land $36,850 Building $149,750 |
| 2022 | $2,945.00 | $39,680 Land $6,356 Building $33,324 | |
| 2020 | $113,370 Land $18,160 Building $95,210 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 798 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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