4115 Franklin Ct, Zion, IL 60099 Property Records

Lake County property record for 4115 Franklin Ct, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1988
Lot Size	0.244 acres (10,629 sqft)
Owner	2 Company Names on Record
Last Sale	$128,900 (May 2013)
Deeds & Mortgages	Sep 2025 Transfer Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04-07-302-009`

Property Details

APN / Parcel Number

Primary APN	`04-07-302-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	2,544 sqft
1st Floor Area	1,200 sqft
Basement Area	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,629 sqft (0.244 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	192 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4115 FRANKLIN CT
City	ZION
State	IL
Zip	60099-1913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 7 TOWNSHIP 46 RANGE 12 LORELEI ACRES PHASE II LOT 8 BLK I
Legal Range	12
Legal Township	46
Legal Section	07
Legal Subdivision	LORELEI ACRES PHASE II
Legal Phase	2
Legal Block	I
Legal Lot Number	8
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	2
Census Block	2000
Census Tract	860106

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4115 FRANKLIN CT, ZION, IL 60099-1913
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 28, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 26, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 29, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 27, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 24, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2013 · Amount on Record
Deed Sale	May 31, 2013 · Amount on Record
Prior Sale	Apr 10, 1995 · Amount on Record
Deed Document Number	20136998315
Last Transfer Date	Sep 10, 2019
Transfer Doc	0007593664
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IL
Recording Date	Sep 3, 2025
Property Address	4115 FRANKLIN CT, ZION, IL 60099-1913
Document Number	0008118861
Map Reference	MB 70 PG 22
Instrument Date	Aug 20, 2025
Instrument	8118861
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4115 FRANKLIN CT, ZION, IL 60099-1913

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4115 FRANKLIN CT, ZION, IL 60099-1913

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	4115 FRANKLIN CT, ZION, IL 60099-1913
Transaction Type	Mortgage
Record Updated	Nov 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007838936
Date	Oct 28, 2021
Instrument	7838936

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	4115 FRANKLIN CT, ZION, IL 60099-1913
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007367888
Date	Jan 26, 2017
Instrument	7367888

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	4115 FRANKLIN CT, ZION, IL 60099-1913
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007423405
Date	Aug 29, 2017
Instrument	7423405

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Mar 1, 2047

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	4115 FRANKLIN CT, ZION, IL 60099-1913
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007628350
Date	Jan 27, 2020
Instrument	7628350

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Apr 1, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	4115 FRANKLIN CT, ZION, IL 60099-1913
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007720298
Date	Nov 24, 2020
Instrument	7720298

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	318 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Beach Park Community Consolidated School District 3 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$68,914 (+9.95%) Land $11,074 Building $57,840	$206,762 (+9.95%) Land $33,225 Building $173,537
2024	$62,678 (+12.16%) Land $10,072 Building $52,606	$188,053 (+12.16%) Land $30,219 Building $157,834
2023	$55,883 Land $8,980 Building $46,903	$167,666 Land $26,943 Building $140,723

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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