Franklin County property record for 4115 E Roarks Cove Rd, Decherd, TN 37324
| Property Type | Agricultural Vacant Land |
|---|---|
| Details | 2.5 ba · 3,392 sqft · built 1996 |
| Lot Size | 123 acres (5,398,391 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $35,000 (Nov 2004) |
| Tax Bill | $414 (2025) |
| Deeds & Mortgages | May 2025 Transfer Oct 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026049 03200 |
| Primary APN | 026049 03200 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,392 sqft Living Area |
| 1st Floor Area | 1,696 sqft |
| Upper Floors Area | 1,696 sqft |
| Basement Area | 1,696 sqft |
| Unfinished Basement | 1,696 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,398,391 sqft (123 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 970 sqft |
| Deck Area | Deck Area |
| Patio Area | 668 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | ROARKS COVE RD E |
|---|---|
| City | SEWANEE |
| State | TN |
| Zip | 37375 |
| Property Category | Agriculture or Farming |
| Property Type | Vacant Land > Agricultural |
| Legal Description | DISTRICT: 09, COUNTY AREA: R02 |
| Jurisdiction | FRANKLIN TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1101 |
| Census Tract | 960100 |
Source: Franklin County records · APN 026049 03200
Assessment roll updated January 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4115 E ROARKS COVE RD, DECHERD, TN 37324-4817 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| May 28, 2025 | Intrafamily Transfer, Transfer |
| Oct 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ASCEND FCU |
| Nov 16, 2018 | Loan Modification, Mortgage · Conventional Mortgage ASCEND FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 15, 2004 · Amount on Record |
| Deed Sale | Nov 15, 2004 · Amount on Record |
| Prior Sale | May 20, 1996 |
| Deed Book / Page | 331 / 113 |
| Last Transfer Date | Oct 04, 2023 |
| Transfer Doc | 0000006113 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Recording Date | May 28, 2025 |
| Property Address | ROARKS COVE RD E, SEWANEE, TN 37375 |
| Document Number | 0025003567 |
| Book / Page | D495 / 635 |
| Instrument Date | May 06, 2025 |
| Instrument | 25003567 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4115 E ROARKS COVE RD, DECHERD, TN 37324-4817 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | ROARKS COVE RD E, SEWANEE, TN 37375 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4115 E ROARKS COVE RD, DECHERD, TN 37324-4817 |
| Document Number | 0023006628 |
|---|---|
| Date | Oct 27, 2023 |
| Book Page | T1505/143 |
| Instrument | 23006628 |
| Name | ASCEND FCU |
|---|---|
| Type | Credit Union |
| Address | TULLAHOMA, TN 37388 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Nov 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 8.5% |
| Index | 5-Year TN |
| Margin | 2 |
| Max Rate | 12.5% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 4115 E ROARKS COVE RD, DECHERD, TN 37324-4817 |
| Document Number | 0000000169 |
| Instrument Date | Nov 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4115 E ROARKS COVE RD DECHERD TN 373244817, DECHERD, TN 37324-4817 |
| Document Number | 0000000169 |
|---|---|
| Date | Jan 11, 2019 |
| Book Page | 001275/000492 |
| Instrument | 169 |
| Name | ASCEND FCU |
|---|---|
| Type | Credit Union |
| Address | TULLAHOMA, TN 37388 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 10, 2024 |
| Rate | 4.62% |
|---|
Source: Franklin County records · Assessment roll updated January 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $414.00 (-81.58%) Additional exemption filed | $20,750 (-) Land $20,750 | |
| 2023 | $20,750 Land $20,750 | ||
| 2022 | $2,248.00 | $231,500 Land $231,500 |
Source: FEMA National Flood Hazard Layer as of April 23, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 48% of the US · above 65% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 4 locations within half a mile of this property.
4G LTE (outdoors only), no 5G reported
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SEWANEE UTILITY DISTRICT serves 5,970 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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