Clermont County property record for 4115 Durhams Xing, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,219 sqft · built 2009 |
| Lot Size | 0.315 acres (13,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $296,500 (Jan 2010) |
| Tax Bill | $417 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-32-15C-193 |
| Primary APN | 41-32-15C-193 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,219 sqft Living Area |
| 1st Floor Area | 1,002 sqft |
| Basement Area | 963 sqft |
| Unfinished Basement | 963 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 13,700 sqft (0.315 acres) |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 430 sqft |
| Deck Area | Deck Area |
| Patio Area | 547 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4115 DURHAMS XING |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-1758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIBERTY CROSSING SECTION 1; LOT 63; SEE 413215C193T FOR TIF |
| Legal Subdivision | LIBERTY CROSSING |
| Legal Lot Number | 63 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 41305 |
4115 Durhams Xing is owned and occupied by an individual who bought it in January 2010.
Source: Clermont County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4115 DURHAMS XING, CINCINNATI, OH 45245-1758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| May 5, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2010 · Amount on File |
| Deed Sale | Jan 5, 2010 · Amount on File |
| Deed Document Number | 2010262 |
| Deed Book / Page | 2221 / 1627 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4115 DURHAMS XING, CINCINNATI, OH 45245-1758 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS |
| Name | Verified Name |
|---|
| Document Number | 0000036564 |
|---|---|
| Date | Nov 9, 2021 |
| Book Page | 2901/1649 |
| Instrument | 202100036564 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4115 DURHAMS XING, CINCINNATI, OH 45245-1758 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4115 DURHAMS XING, CINCINNATI, OH 45245-1758 |
| Document Number | 0000014577 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 2879/2945 |
| Instrument | 202100014577 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 9, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 4115 Durhams Xing was $417 with a homeowner's exemption, down 90.5% from the year before.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $417.00 (-90.52%) | $4,200 (-) Land $4,200 | |
| 2024 | $4,400.00 (-47.6%) Homeowner's exemption | $4,200 (-) Land $4,200 | $12,000 (-) Land $12,000 |
| 2023 | $8,397.00 (+3,341.39%) Homeowner's exemption | $4,200 (-) Land $4,200 | $12,000 Land $12,000 |
| 2022 | $244.00 Homeowner's exemption | $4,200 Land $4,200 | |
| 2020 | $12,000 Land $12,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4115 Durhams Xing in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4115 Durhams Xing is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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