Saline County property record for 4115 Covey Ln, Benton, AR 72019
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,396 sqft · built 1974 |
| Lot Size | 0.286 acres (12,450 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $149,500 (Apr 2021) |
| Tax Bill | $1,050 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jun 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 250-00014-000 |
| Primary APN | 250-00014-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,396 sqft Living Area |
| Gross Area | 1,676 sqft |
| 1st Floor Area | 1,396 sqft |
| Flooring | Carpet |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,450 sqft (0.286 acres) |
| Lot Dimensions | 150 ft deep x 83 ft wide |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 300 sqft |
| Porch | Enclosed Glass Porch |
| Porch Area | 280 sqft |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4115 COVEY LN |
|---|---|
| City | BENTON |
| State | AR |
| Zip | 72019-7075 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2021-009581 |
| Legal Range | 14W |
| Legal Township | 01S |
| Legal Section | 19 |
| Legal Subdivision | QUAIL HILLS |
| Legal Lot Number | 14 |
| Jurisdiction | SALINE AR |
| Township / Civil Division | SALEM |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 10511 |
Source: Saline County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4115 COVEY LN, BENTON, AR 72019-7075 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · VA Mortgage IMPERIAL LENDING LLC |
| Jun 6, 2025 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Apr 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FINANCIAL SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2021 · Amount on Record |
| Deed Sale | Apr 15, 2021 · Amount on Record |
| Prior Sale | Oct 9, 2013 |
| Deed Document Number | 20219581 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALINE AR |
| Recording Date | Aug 3, 2026 |
| Property Address | 4115 COVEY LN, BENTON, AR 72019-7075 |
| Document Number | 0000016714 |
| Book / Page | 2026 / 16714 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 202616714 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4115 COVEY LN, BENTON, AR 72019-7075 |
| Investor | Possibly a Property Investor |
| Document Number | 0000016714, |
|---|---|
| Date | Aug 3, 2026 |
| Book Page | 2026/16714 |
| Instrument | 202616714 |
| Name | IMPERIAL LENDING LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALINE AR |
| Property Address | 4115 COVEY LN, BENTON, AR 72019-7075 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 4115 COVEY LN, BENTON, AR 72019-7075 |
| Investor | Possibly a Property Investor |
| Document Number | 0000010209 |
|---|---|
| Date | Jun 6, 2025 |
| Instrument | 2025-010209 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | 360 S ROSEMARY AVE STE 1900, WEST PALM BEACH, FL 33401 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SALINE AR |
| Recording Date | Apr 15, 2021 |
| Property Address | 4115 COVEY LN, BENTON, AR 72019-7075 |
| Document Number | 0000009581 |
| Instrument Date | Apr 12, 2021 |
| Instrument | 2021-009581 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | FIRST NATIONAL TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $495.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17624 KNOX LN, LITTLE ROCK, AR 72206-6971 |
| Name | Verified Name |
|---|---|
| Address | 4115 COVEY LN, BENTON, AR 72019-7075 |
| Investor | Possibly a Property Investor |
| Document Number | 0000009582 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 2021-009582 |
| Name | MORTGAGE FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Saline County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Saline County |
| Unified School District | Bryant Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,050.00 (+61.54%) Homeowner's exemption | $20,875 (-) Land $3,480 Building $17,395 | $104,375 (-) Land $17,400 Building $86,975 |
| 2024 | $650.00 (-10.34%) | ||
| 2023 | $725.00 Homeowner's exemption | $20,875 Land $3,480 Building $17,395 | $104,375 Land $17,400 Building $86,975 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 5 (2008–2025) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Apr 2025 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 83% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALEM WATER USERS LLC serves 22,775 people · EPA ID AR0000492 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Also Mapped Here | SALEM WATERWORKS |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Connect2First Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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