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4115 Bennett Rd, Chattanooga, TN 37412 Property Records

Hamilton County property record for 4115 Bennett Rd, Chattanooga, TN 37412

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,564 sqft · built 1950
Lot Size1.62 acres (70,567 sqft)
OwnerIndividual Name on File
Last Sale$350,000 (Jun 2026)
Tax Bill$1,015 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Dec 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN169I D 020

Property Details

APN / Parcel Number

Primary APN169I D 020
Alternative APN
  • 0000114510

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,564 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1976
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area70,567 sqft (1.62 acres)
Lot Dimensions276 ft deep x 15.1 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000114510
Street Address4115 BENNETT RD
CityCHATTANOOGA
StateTN
Zip37412-2201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLTS 3-6 BARROWS VIEW SUB PB 48 PG 322
Legal SubdivisionBARROWS VIEW SUB
Legal Lot Number3-6
JurisdictionHAMILTON TN
Township / Civil Division8
Census Block Group4
Census Block4004
Census Tract11800

Owner

Source: Hamilton County assessment roll, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4115 BENNETT RD, CHATTANOOGA, TN 37412-2201
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2026Warranty Deed, Transfer · FHA Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Dec 2, 2022Warranty Deed, Transfer · Conventional Mortgage
FIRSTBANK
Aug 26, 2022Intrafamily Transfer, Transfer
Aug 26, 2022Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 1, 2026 · Amount on Record
Deed SaleJun 1, 2026 · Amount on Record
Prior SaleDec 2, 2022 · Amount on Record
Deed Document Number2026324
Deed Book / Page14318 / 203
Prior Transfer DateAug 25, 2022
Prior Transfer Doc0000000223
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJun 1, 2026
Property Address4115 BENNETT RD, CHATTANOOGA, TN 37412-2201
Document Number0000000324
Book / Page14318 / 203
Instrument DateMay 20, 2026
Instrument2026324
Transaction TypeTransfer
Record UpdatedJun 10, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$130,795.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4115 BENNETT RD, CHATTANOOGA, TN 37412-2201

Mortgage

Document Number0000000325,
DateJun 1, 2026
Instrument20261325
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.3%
Max Rate-1%

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateDec 2, 2022
Property Address4115 BENNETT RD, CHATTANOOGA, TN 37412-2201
Document Number0000000119
Book / Page13156 / 993
Map ReferenceMB 48 PG 322
Instrument DateNov 29, 2022
Instrument2022120200119
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyBRIDGE CITY TITLE DOWNTOWN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,110.00
Amount AccuracyTax Sale
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4115 BENNETT RD, CHATTANOOGA, TN 37412-2201

Mortgage

Document Number0000131571
DateDec 2, 2022
Instrument13157/1
Lender
NameFIRSTBANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2052

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON TN
Recording DateAug 26, 2022
Property Address4115 BENNETT RD, CHATTANOOGA, TN 37412-2201
Document Number0000000223
Book / Page13071 / 371
Instrument DateAug 25, 2022
Instrument2022082600223
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address2512 WOODTHRUSH DR, CHATTANOOGA, TN 37421-1338

August 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateAug 26, 2022
Property Address4115 BENNETT RD, CHATTANOOGA, TN 37412-2201
Document Number0000000222
Book / Page13071 / 368
Instrument DateAug 25, 2022
Instrument2022082600222
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4115 BENNETT RD, CHATTANOOGA, TN 37412-2201

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityEast Ridge City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,015.00 (-14.99%)$67,025 (+25.51%)$268,100 (+25.51%) Land $50,000 Building $218,100
2024$1,194.00 (-36.18%)$53,400 (-)$213,600 (-) Land $40,000 Building $173,600
2023$1,871.00 (+67.2%)$53,400 (+67.66%)$213,600 (+67.66%) Land $40,000 Building $173,600
2022$1,119.00$31,850$127,400 Land $40,000 Building $87,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1983–1994)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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