4115 Ascot Ct, Cincinnati, OH 45251 Property Records

Hamilton County property record for 4115 Ascot Ct, Cincinnati, OH 45251

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,120 sqft · built 1966
Lot Size	0.523 acres (22,782 sqft)
Owner	2 Trust Names on File
Last Sale	$137,000 (Jan 1998)
Tax Bill	$5,643 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`510-0192-0189-00`

Property Details

APN / Parcel Number

Primary APN	`510-0192-0189-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,120 sqft Living Area
Gross Area	3,660 sqft
1st Floor Area	1,040 sqft
2nd Floor Area	1,080 sqft
Basement Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	22,782 sqft (0.523 acres)
Lot Dimensions	196 ft deep x 31.2 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	80 sqft
Patio Area	510 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4115 ASCOT CT
City	CINCINNATI
State	OH
Zip	45251-1905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASCOT CT 31.18 X 196.83 IRR LOT 464 COLERAIN HTS SUB BLK C PT 1
Legal Subdivision	COLERAIN HTS SUB
Legal Block	C
Legal Lot Number	464
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	2
Census Block	2000
Census Tract	20701

Owner

4115 Ascot Ct is owner-occupied and held in a trust since January 1998.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4115 ASCOT CT, CINCINNATI, OH 45251-1905
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2017	Deed of Trust, Mortgage FIFTH THIRD BANK
Dec 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 1998 · Amount on File
Deed Sale	Jan 5, 1998 · Amount on File
Deed Document Number	1998969
Deed Book / Page	7539 / 14
Prior Transfer Date	Nov 4, 1994
Prior Transfer Doc	0000184028
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4115 ASCOT CT, CINCINNATI, OH 45251-1905
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001942
Date	Oct 6, 2017
Instrument	17-0091942

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	359 Months
Due	Sep 25, 2047

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4115 ASCOT CT, CINCINNATI, OH 45251-1905
Document Number	0000006196
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4115 ASCOT CT CINCINNATI OH 452511905, CINCINNATI, OH 45251-1905

Mortgage

Document Number	0000006196
Date	Jan 17, 2020
Book Page	014086/002658
Instrument	6196

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 16, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4115 Ascot Ct was $5,643, up 7.9% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,643.00 (+7.9%)	$98,000 (-) Land $14,280 Building $83,720	$280,000 Land $40,800 Building $239,200
2024	$5,230.00 (-0.61%)	$98,000 (-) Land $14,280 Building $83,720
2023	$5,262.00 (+17.9%)	$98,000 (+44.6%) Land $14,280 Building $83,720	$280,000 Land $40,800 Building $239,200
2022	$4,463.00 Homeowner's exemption	$67,774 Land $14,042 Building $53,732
2020			$193,640 Land $40,120 Building $153,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4115 Ascot Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4115 Ascot Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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