4115 Apple Bluff Dr, Kalamazoo, MI 49006 Property Records

Kalamazoo County property record for 4115 Apple Bluff Dr, Kalamazoo, MI 49006

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,207 sqft · built 1991
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on File
Tax Bill$4,112 (2025)
Deeds & MortgagesJun 2023 Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN06-07-338-040

Property Details

APN / Parcel Number

Primary APN06-07-338-040

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area1,207 sqft Living Area
1st Floor Area1,207 sqft
Basement Area1,207 sqft
Unfinished Basement1,207 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area5,227 sqft (0.12 acres)
Lot Width50 ft Width
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address4115 APPLE BLUFF DR
CityKALAMAZOO
StateMI
Zip49006-1953
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionWEST WINDS NO. 1 LOT 40.
Legal SubdivisionWEST WINDS NO 1
Legal Lot Number40
JurisdictionKALAMAZOO MI
Township / Civil DivisionKALAMAZOO
Census Block Group2
Census Block2005
Census Tract1508

Owner

4115 Apple Bluff Dr is owned and occupied by an individual who acquired it in December 2019.

Source: Kalamazoo County records, as of July 27, 2026

Owner of RecordIndividual Name on File
Mailing Address4115 APPLE BLUFF DR, KALAMAZOO, MI 49006-1953
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2023Deed of Trust, Mortgage
OMNI COMMUNITY CU
Jan 7, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
ARBOR FINANCIAL CU

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 26, 2019
Transfer Doc2020000530
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKALAMAZOO MI
Property Address4115 APPLE BLUFF DR, KALAMAZOO, MI 49006-1953
Transaction TypeMortgage
Record UpdatedJul 7, 2023
Title CompanyCALHOUN TITLE AND ESCROW AGENCY, CALHOUN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4115 APPLE BLUFF DR, KALAMAZOO, MI 49006-1953

Mortgage

Document Number2023014547
DateJun 16, 2023
Instrument2023-014547
Lender
NameOMNI COMMUNITY CU
TypeCredit Union
AddressBATTLE CREEK, MI 49016
Agreement
AmountAmount on Record
Term59 Months
DueMay 13, 2028

January 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKALAMAZOO MI
Recording DateJan 7, 2020
Property Address4115 APPLE BLUFF DR, KALAMAZOO, MI 49006-1953
Document Number2020000530
Map ReferenceLB 32 PG 40
Instrument DateDec 26, 2019
Instrument2020-000530
Transaction TypeTransfer
Record UpdatedAug 12, 2021
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4115 APPLE BLUFF DR, 4115, KALAMAZOO, MI 49006-1953

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4115 APPLE BLUFF DR, KALAMAZOO, MI 49006-1953

Mortgage

Document Number2020000531
DateJan 7, 2020
Instrument2020-000531
Lender
NameARBOR FINANCIAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueJan 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 4115 Apple Bluff Dr was $4,112 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKalamazoo County
MunicipalityKalamazoo City
Unified School DistrictKalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$139,200 (+4.43%)$278,400 (+4.43%)
2025$4,112.00 Homeowner's exemption$133,300$266,600
2023$107,000$214,000
2019$3,269.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4115 Apple Bluff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4115 Apple Bluff Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Metronet.

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