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  5. 55th St

4115 55th St, Vero Beach, FL 32967 Property Records

Indian River County property record for 4115 55th St, Vero Beach, FL 32967

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,958 sqft · built 2015
Lot Size0.19 acres (8,276 sqft)
Owner2 Trust Names on File
Last Sale$99,700 (Oct 2016)
Tax Bill$4,785 (2025)
Deeds & MortgagesJun 2026 Transfer
Jun 2026 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN32-39-15-00003-0000-00112.0

Property Details

APN / Parcel Number

Primary APN32-39-15-00003-0000-00112.0
Alternative APN
  • 44775

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures15 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,958 sqft Living Area
Gross Area3,584 sqft
1st Floor Area1,719 sqft
2nd Floor Area1,239 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialTile
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions150 ft deep x 55 ft wide
View / LotInterior
Garage TypeAttached
Garage Area626 sqft
DrivewayBrick Driveway
Driveway Area780 sqft
Pool Area1 sqft
PorchOpen Porch
Patio Area45 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4115 55TH ST
CityVERO BEACH
StateFL
Zip32967-2421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionVEROLAGO PHASE 4 LOT 112 PBI 20-38
Legal Range39E
Legal Township32S
Legal Section15
Legal SubdivisionVEROLAGO PHASE 4
Legal Phase4
Legal Lot Number112
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1005
Census Tract50811

Owner

4115 55th St is owner-occupied and held in a trust since October 2020.

Source: Indian River County records, as of June 30, 2026

Owner of Record2 Trust Names on File
Mailing Address4155 55TH ST, VERO BEACH, FL 32967-2421
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Jun 4, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Jan 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Oct 22, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
May 19, 2017Deed of Trust, Mortgage · Line of Credit
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2016 · Amount on File
Deed SaleOct 18, 2016 · Amount on File
Prior SaleJan 6, 2016 · Amount on File
Deed Document Number201659133
Deed Book / Page2973 / 779
Last Transfer DateOct 22, 2020
Transfer Doc0033500208
Record UpdatedOct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionINDIAN RIVER FL
Recording DateJun 4, 2026
Property Address4115 55TH ST, VERO BEACH, FL 32967-2421
Document Number0000026864
Book / Page3865 / 1167
Instrument DateJun 2, 2026
Instrument202626864
Transaction TypeTransfer
Record UpdatedJun 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address4155 55TH ST, VERO BEACH, FL 32967-2421

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionINDIAN RIVER FL
Recording DateJun 4, 2026
Property Address4115 55TH ST, VERO BEACH, FL 32967-2421
Document Number0038651167
Book / Page3865 / 1167
Instrument DateJun 2, 2026
Instrument202626864
Transaction TypeTransfer
Record UpdatedAug 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address4155 55TH ST, VERO BEACH, FL 32967-2421

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address4115 55TH ST, VERO BEACH, FL 32967-2421
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032830128
DateMar 6, 2020
Book Page3283/128
Instrument3120200013817
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2050

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address4115 55TH ST, VERO BEACH, FL 32967-2421
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4115 55TH ST, VERO BEACH, FL 32967-2421

Mortgage

Document Number0033790977
DateJan 20, 2021
Book Page3379/977
Instrument3120210003990
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionINDIAN RIVER FL
Recording DateOct 22, 2020
Property Address4115 55TH ST, VERO BEACH, FL 32967-2421
Document Number0033500208
Book / Page003350 / 000208
Instrument DateOct 22, 2020
Instrument63651
Transaction TypeTransfer
Record UpdatedNov 5, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4115 55TH ST VERO BEACH FL 329672421, VERO BEACH, FL 32967-2421

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address4115 55TH ST, VERO BEACH, FL 32967-2421
Document Number0030281669
Instrument DateMay 19, 2017
Transaction TypeMortgage
Record UpdatedAug 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address4115 55TH ST VERO BEACH FL 329672421, VERO BEACH, FL 32967-2421

Mortgage

Document Number0030281669
DateMay 30, 2017
Book Page003028/001669
Instrument30906
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount on Record
Term420 Months
DueMay 29, 2052
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4115 55th St was $4,785 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,785.00 Homeowner's exemption$351,774$589,492 Land $46,750 Building $542,742
2023$4,244.00 (+2.59%)$331,903 (+3%)$584,920 (+18.28%) Land $38,250 Building $546,670
2022$4,137.00$322,236$494,542 Land $38,250 Building $456,292

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4115 55th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 94 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies94 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4115 55th St is moderate, ranking above 48% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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