Pierce County property record for 4115 227th St E, Spanaway, WA 98387
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,295 sqft · built 1981 |
| Lot Size | 0.291 acres (12,682 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $380,000 (Oct 2020) |
| Tax Bill | $4,676 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Aug 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 663200-0-140 |
| Primary APN | 663200-0-140 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,295 sqft Living Area |
| Gross Area | 1,892 sqft |
| 1st Floor Area | 1,295 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,682 sqft (0.291 acres) |
| Garage Type | Attached |
| Garage Area | 597 sqft |
| Parking Spaces | 2 Parking Spaces |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 4115 227TH ST E |
|---|---|
| City | SPANAWAY |
| State | WA |
| Zip | 98387-6985 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | SECTION 13 TOWNSHIP 18 RANGE 03 QUARTER 22 PALENT ADDITION L 14 PICK-UP SEG P-M-3031 SP EMS |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 13 |
| Legal Subdivision | PALENT ADDITION |
| Legal Lot Number | 14 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | GRAHAM-THRIFT |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 73114 |
Source: Pierce County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4115 227TH ST E, SPANAWAY, WA 98387-6985 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION |
| Aug 17, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 21, 2020 | Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Apr 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESID'L MTG |
| Nov 9, 2017 | Deed of Trust, Mortgage · Conventional with PMI UMPQUA BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2020 · Amount on Record |
| Deed Sale | Oct 21, 2020 · Amount on Record |
| Prior Sale | Nov 16, 2009 · Amount on Record |
| Deed Document Number | 2020444 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Jul 30, 2026 |
| Property Address | 4115 227TH ST E, SPANAWAY, WA 98387-6985 |
| Document Number | 0000000291 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 2026291 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4115 227TH ST E, SPANAWAY, WA 98387-6985 |
| Document Number | 0000000291, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 2026291 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 17, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 4115 227TH ST E, SPANAWAY, WA 98387-6985 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4115 227TH ST E, SPANAWAY, WA 98387-6985 |
| Document Number | 0008170255 |
|---|---|
| Date | Aug 17, 2022 |
| Instrument | 202208170255 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Oct 21, 2020 |
| Property Address | 4115 227TH ST E, SPANAWAY, WA 98387-6985 |
| Document Number | 0010210444 |
| Map Reference | VOL 62 PG 30&31 |
| Instrument Date | Oct 7, 2020 |
| Instrument | 202010210444 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,080.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4115 227TH ST E, SPANAWAY, WA 98387-6985 |
| Document Number | 0010210445 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 202010210445 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 4115 227TH ST E, SPANAWAY, WA 98387-6985 |
| Document Number | 2004090374 |
| Instrument Date | Apr 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2020 |
| Title Company | RAINIER TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4115 227TH ST E SPANAWAY WA 983876985, SPANAWAY, WA 98387-6985 |
| Document Number | 2004090374 |
|---|---|
| Date | Apr 9, 2020 |
| Instrument | 202004090374 |
| Name | PARAMOUNT RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 8, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 4115 227TH ST E, SPANAWAY, WA 98387-6985 |
| Document Number | 1711150700 |
| Instrument Date | Nov 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2017 |
| Title Company | RAINIER TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4115 227TH ST E SPANAWAY WA 983876985, SPANAWAY, WA 98387-6985 |
| Document Number | 1711150700 |
|---|---|
| Date | Nov 15, 2017 |
| Instrument | 201711150700 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | TIGARD, OR 97224 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2047 |
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Bethel School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $417,600 (+8.52%) Land $181,500 Building $236,100 | $417,600 (+8.52%) Land $181,500 Building $236,100 | |
| 2025 | $4,676.00 (+3.8%) | ||
| 2024 | $4,505.00 (-3.64%) | $384,800 (-5.55%) Land $161,200 Building $223,600 | $384,800 (-5.55%) Land $161,200 Building $223,600 |
| 2023 | $4,675.00 | $407,400 Land $172,000 Building $235,400 | $407,400 Land $172,000 Building $235,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2021 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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