4114 Maidu Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4114 Maidu Ct, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,966 sqft · built 2006
Lot Size	0.201 acres (8,756 sqft)
Owner	Individual Name on File
Last Sale	$471,300 (Oct 2006)
Tax Bill	$3,261 (2025)
Deeds & Mortgages	Jun 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`131102`

Property Details

APN / Parcel Number

Primary APN	`131102`
Alternative APN	`142630004800012760`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,966 sqft Heated Area
Gross Area	3,889 sqft
1st Floor Area	2,450 sqft
Upper Floors Area	516 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,756 sqft (0.201 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Finished
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	315 sqft
Porch	Open Porch
Porch Area	303 sqft
Deck Area	790 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	131102
Street Address	4114 MAIDU CT
City	SAINT CLOUD
State	FL
Zip	34772-7777
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	INDIAN LAKES PHASE 5 & 6 PB 17 PGS 84-86 LOT 276
Legal Range	30E
Legal Township	26S
Legal Section	14
Legal Subdivision	INDIAN LAKES
Legal Phase	5
Legal Tract	48
Legal Block	1
Legal Lot Number	276
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1013
Census Tract	43303

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4114 MAIDU CT, SAINT CLOUD, FL 34772-7777
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 26, 2006 · Amount on Record
Deed Sale	Oct 26, 2006 · Amount on Record
Deed Document Number	2006259970
Deed Book / Page	3315 / 0942
Record Updated	Jun 8, 2026

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	4114 MAIDU CT, SAINT CLOUD, FL 34772-7777
Document Number	0053622940
Instrument Date	Jun 12, 2018
Transaction Type	Mortgage
Record Updated	Jul 25, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4114 MAIDU CT ST CLOUD FL 347727777, ST CLOUD, FL 34772-7777

Mortgage

Document Number	0053622940
Date	Jul 6, 2018
Book Page	005362/002940
Instrument	103722

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	SANTA ROSA, CA 95401

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Jul 5, 2058

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,261.00 (+6.36%) Homeowner's exemption	$225,100 (+5.99%)	$433,000 (-3.65%) Land $78,000 Building $355,000
2023	$3,066.00 (+3.72%) Homeowner's exemption	$212,386 (+3%)	$449,400 (+23.8%) Land $60,000 Building $389,400
2022	$2,956.00 Homeowner's exemption	$206,200	$363,000 Land $55,000 Building $308,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 133 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Lumen Technologies.

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