4114 Lori Dr, Erlanger, KY 41018 Property Records

Kenton County property record for 4114 Lori Dr, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,028 sqft · built 1984
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (Jul 2025)
Tax Bill$2,672 (2025)
Deeds & MortgagesNov 2020 Construction Loan
Aug 2020 Sale
Flood ZoneZone X (minimal risk)
APN003-40-02-024.00

Property Details

APN / Parcel Number

Primary APN003-40-02-024.00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,028 sqft Finished Area

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions130 ft deep x 60 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address4114 LORI DR
CityERLANGER
StateKY
Zip41018-1511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSET HILLS SEC 2 LOT 37
Legal SubdivisionSUNSET HILLS
Legal Phase2
Legal Lot Number37
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1001
Census Tract64300

Owner

4114 Lori Dr is owned and occupied by two individuals who bought it in July 2025.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address4114 LORI DR, ERLANGER, KY 41018-1511
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2020Deed of Trust, Construction Loan · Construction Mortgage
XLT LP
Aug 3, 2020Warranty Deed, Transfer
360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 16, 2025 · Amount on File
Deed SaleJul 16, 2025 · Amount on File
Prior SaleSep 17, 2015 · Amount on File
Deed Document Number20252
Deed Book / Page352 / 390
Prior Transfer DateNov 7, 2024
Prior Transfer Doc0005900107
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionKENTON KY
Recording DateNov 2, 2020
Property Address4114 LORI DR, ERLANGER, KY 41018-1511
Document Number0000000113
Book / Page00M119 / 000092
Instrument DateAug 12, 2020
Instrument113
Transaction TypeConstruction Loan
Record UpdatedDec 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1126 EXTER PARK HLS COVINGTON KY 41011, COVINGTON, KY 41011

Mortgage

Document Number0000000113
DateNov 2, 2020
Book Page00M119/000092
Instrument113
Lender
NameXLT LP
Address451 7TH ST, CINCINNATI, OH 45215
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueNov 1, 2021

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 3, 2020
Property Address4114 LORI DR, ERLANGER, KY 41018-1511
Document Number0000000113
Book / Page000035 / 000009
Instrument DateJul 28, 2020
Instrument113
Transaction TypeTransfer
Record UpdatedSep 22, 2020
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount on Record
Tax$128.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6689 EDGEWOOD DR BURLINGTON KY 410058421, BURLINGTON, KY 41005-8421

Tax Assessment & Valuation

The 2025 property tax bill for 4114 Lori Dr was $2,672.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$250,000 (+23.4%) Land $25,000 Building $225,000$250,000 (+23.4%) Land $25,000 Building $225,000
2025$2,672.00$202,600 Land $25,000 Building $177,600$202,600 Land $25,000 Building $177,600
2023$2,631.00$202,600 Land $25,000 Building $177,600$202,600 Land $25,000 Building $177,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4114 Lori Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4114 Lori Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLORENCE WATER & SEWER
serves 29,351 people · EPA ID KY0080135
Water SourcePurchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State InspectionMar 2024
Also Mapped HereNORTHERN KENTUCKY WATER DISTRICT
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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