Kenton County property record for 4114 Decoursey Ave, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,467 sqft · built 1923 |
| Lot Size | 0.148 acres (6,450 sqft) |
| Owner | Company Name on Record |
| Last Sale | $75,000 (Aug 2023) |
| Tax Bill | $1,487 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Aug 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-41-05-034.00 |
| Primary APN | 056-41-05-034.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,467 sqft Finished Area |
| Gross Area | 1,747 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 6,450 sqft (0.148 acres) |
| Lot Dimensions | 150 ft deep x 43 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4114 DECOURSEY AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRVIEW LOT & BLDG PT HOMESTEAD RESERVE 43'X 150' ES DECOURSEY AVE |
| Legal Subdivision | FAIRVIEW LOT & BLDG |
| Legal Lot Number | PTHMSTD |
| Legal Unit | P |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 61200 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 566 SAVANNAH DR, WALTON, KY 41094-7430 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 7, 2023 | Deed of Trust, Mortgage · Commercial Mortgage LOAN FUNDER LLC |
| Aug 21, 2023 | Deed, Transfer KENTUCKY LAND TITLE AGENCY |
| Aug 9, 2023 | Intrafamily Transfer, Transfer KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2023 · Amount on Record |
| Deed Sale | Aug 21, 2023 · Amount on Record |
| Prior Sale | May 1, 1997 · Amount on Record |
| Deed Document Number | 2023143 |
| Deed Book / Page | 242 / 583 |
| Prior Transfer Date | Aug 7, 2023 |
| Prior Transfer Doc | 0005900219 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4114 DECOURSEY AVE, COVINGTON, KY 41015-1812 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2024 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 10148 LAPALCO CT, UNION, KY 41091-7465 |
| Document Number | 0005900150 |
|---|---|
| Date | Dec 7, 2023 |
| Book Page | KCM 512/656 |
| Instrument | 23120705900150 |
| Name | LOAN FUNDER LLC |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10022 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 21, 2023 |
| Property Address | 4114 DECOURSEY AVE, COVINGTON, KY 41015-1812 |
| Document Number | 0005900143 |
| Book / Page | KC 242 / 583 |
| Instrument Date | Aug 16, 2023 |
| Instrument | 23082105900143 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2023 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $75.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4308 VERMONT AVE, COVINGTON, KY 41015-1657 |
| Name | Verified Name |
|---|---|
| Address | 4308 VERMONT AVE, COVINGTON, KY 41015-1657 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 9, 2023 |
| Property Address | 4114 DECOURSEY AVE, COVINGTON, KY 41015-1812 |
| Document Number | 0005900219 |
| Book / Page | KC 240 / 543 |
| Instrument Date | Jul 27, 2023 |
| Instrument | 23080905900219 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2023 |
| Title Company | KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3638 LAKE OAK RIDGE DR, ENTERPRISE, AL 36330-6436 |
| Name | Verified Name |
|---|---|
| Address | 4114 DECOURSEY AVE, COVINGTON, KY 41015-1812 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $149,900 (+33.48%) Land $15,000 Building $134,900 | $149,900 (+33.48%) Land $15,000 Building $134,900 | |
| 2025 | $1,487.00 (-0.54%) | $112,300 (-) Land $10,000 Building $102,300 | $112,300 (-) Land $10,000 Building $102,300 |
| 2023 | $1,495.00 (+0.81%) | $112,300 (-) Land $10,000 Building $102,300 | $112,300 (-) Land $10,000 Building $102,300 |
| 2022 | $1,483.00 | $112,300 Land $10,000 Building $102,300 | $112,300 Land $10,000 Building $102,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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