4114 Cooke St, Duluth, MN 55804 Property Records

St. Louis County property record for 4114 Cooke St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.25 ba · 884 sqft · built 1915
Lot Size	0.16 acres (7,001 sqft)
Owner	Individual Name on Record
Last Sale	$157,000 (Oct 2017)
Tax Bill	$2,896 (2026)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3010-04880`

Property Details

APN / Parcel Number

Primary APN	`010-3010-04880`
Alternative APNs	`1038932` `1180729`

Interior

Bedrooms	2 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	884 sqft Gross Area
1st Floor Area	884 sqft
Basement Area	221 sqft
Finished Basement	221 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Lot Area	7,001 sqft (0.16 acres)
Garage Area	320 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	103 sqft
Deck Area	137 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1180729
Street Address	4114 COOKE ST
City	DULUTH
State	MN
Zip	55804-1944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0004 BLOCK:058 SERIAL #
Legal Subdivision	LONDON ADD TO DULUTH
Legal Block	58
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3020
Census Tract	600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4114 COOKE ST, DULUTH, MN 55804-1944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2017 · Amount on Record
Deed Sale	Oct 2, 2017 · Amount on Record
Prior Sale	Sep 5, 2014 · Amount on Record
Deed Document Number	20171319042
Record Updated	Sep 20, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 2, 2017
Property Address	4114 COOKE ST, DULUTH, MN 55804-1944
Document Number	00A1319042
Instrument Date	Sep 29, 2017
Instrument	A1319042
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$518.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4114 COOKE ST DULUTH MN 558041944, DULUTH, MN 55804-1944

Mortgage

Document Number	A1319043
Date	Oct 2, 2017
Instrument	A1319043

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,896.00 (+8.87%) Homeowner's exemption
2025	$2,660.00 (-3.69%) Homeowner's exemption	$233,600 (+7.65%) Land $47,900 Building $185,700	$233,600 (+7.65%) Land $47,900 Building $185,700
2024	$2,762.00	$217,000 (+12.03%) Land $46,200 Building $170,800	$217,000 (+12.03%) Land $46,200 Building $170,800
2022		$193,700 Land $35,600 Building $158,100	$193,700 Land $35,600 Building $158,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20