4113 Willis Way, Milton, FL 32583 Property Records

Santa Rosa County property record for 4113 Willis Way, Milton, FL 32583

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,165 sqft · built 2004
Lot Size0.507 acres (22,085 sqft)
Owner2 Owner Names on File
Last Sale$167,000 (Jul 2014)
Tax Bill$1,524 (2024)
Deeds & MortgagesAug 2023 Second Mortgage
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN22-1N-28-0000-03843-0000

Property Details

APN / Parcel Number

Primary APN22-1N-28-0000-03843-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,165 sqft Heated Area
Gross Area2,957 sqft
1st Floor Area2,585 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialAsphalt
Lot Area22,085 sqft (0.507 acres)
Garage TypeMixed
Garage Area420 sqft
CarportCarport
Carport Area1 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Screened Porch
Porch Area372 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number221N280000038430000
Street Address4113 WILLIS WAY
CityMILTON
StateFL
Zip32583-9089
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCOM NW CORN NE4 NW4 THN S89*49 '46E ON N SEC LN 358.68 FT TO NLY EXT W R/W WILLIS WAY THN S 0*25'36W ON R/W 1025.12 FT TO POB
Legal Range28W
Legal Township01N
Legal Section22
Legal BlockA
Legal Lot Number19
JurisdictionSANTA ROSA FL
Township / Civil DivisionBAGDAD
Census Block Group2
Census Block2010
Census Tract10709

Owner

The current owner of 4113 Willis Way bought it in July 2014.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record2 Owner Names on File
Mailing Address4113 WILLIS WAY, MILTON, FL 32583-9089
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Jul 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Feb 17, 2017Deed of Trust, Mortgage · Conventional with PMI
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2014 · Amount on File
Deed SaleJul 1, 2014 · Amount on File
Prior SaleAug 22, 2013 · Amount on File
Deed Document Number201422282
Deed Book / Page3353 / 2090
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4113 WILLIS WAY, MILTON, FL 32583-9089
Transaction TypeMortgage
Record UpdatedSep 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4113 WILLIS WAY, MILTON, FL 32583-9089

Mortgage

Document Number0044231343
DateAug 10, 2023
Book Page4423/1343
Instrument202336308
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2038

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4113 WILLIS WAY, MILTON, FL 32583-9089
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCLEAR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039821977
DateJul 29, 2020
Book Page3982/1977
Instrument202037885
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2035

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4113 WILLIS WAY, MILTON, FL 32583-9089
Document Number0036010055
Book / Page003601 / 000055
Instrument DateFeb 17, 2017
Transaction TypeMortgage
Record UpdatedMar 1, 2017
Title CompanyCLEAR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4113 WILLIS WAY MILTON FL 325839089, MILTON, FL 32583-9089

Mortgage

Document Number0036010055
DateFeb 23, 2017
Book Page003601/000055
Instrument7094
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueFeb 22, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,524.00 (+2.83%) Homeowner's exemption$153,464 (+3%)$215,611 (+0.75%) Land $16,000 Building $199,611
2023$1,482.00 (+2.56%) Homeowner's exemption$148,994 (+3%)$214,009 (+1.66%) Land $16,000 Building $198,009
2022$1,445.00 Homeowner's exemption$144,654$210,511 Land $12,000 Building $198,511

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4113 Willis Way in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 56 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies56 in force
Nearby Flood Claims6 (2017–2023)
Claims Outside the SFHA4 of 6
Most Recent ClaimFeb 2023 · other causes
Claims by Event
  • Hurricane Sally, Sep 2020 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4113 Willis Way is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAGDAD-GARCON POINT WATER SYSTEM
public/private · serves 10,896 people · EPA ID FL1570042
Water SourceGroundwater
Last State InspectionNov 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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