St. Louis County property record for 4113 Tioga St, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,591 sqft · built 1992 |
| Lot Size | 0.268 acres (11,674 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $539,900 (Aug 2026) |
| Tax Bill | $6,600 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4737-00040 |
| Primary APN | 010-4737-00040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,591 sqft Gross Area |
| 1st Floor Area | 1,591 sqft |
| Basement Area | 896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 11,674 sqft (0.268 acres) |
| Garage Type | Basement |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 48 sqft |
| Storage Building | 160 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 938829 |
|---|---|
| Street Address | 4113 TIOGA ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0001 BLOCK:002 SERIAL # |
| Legal Subdivision | WOODRIDGE 1ST ADD CITY OF DULUTH |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 600 |
Source: St. Louis County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4113 TIOGA ST, DULUTH, MN 55804-1469 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| Mar 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HARBOR POINTE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2026 · Amount on Record |
| Deed Sale | Aug 20, 2026 · Amount on Record |
| Prior Sale | Apr 26, 2002 · Amount on Record |
| Deed Document Number | 20261105065 |
| Prior Transfer Date | Sep 6, 2012 |
| Prior Transfer Doc | 0000919978 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 20, 2026 |
| Property Address | 4113 TIOGA ST, DULUTH, MN 55804-1469 |
| Document Number | 0001105065 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 20261105065 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2026 |
| Title Company | TITLE TEAM LLC, TITLE TEAM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $179,948.67 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4113 TIOGA ST, DULUTH, MN 55804-1469 |
| Document Number | 0001105066, |
|---|---|
| Date | Aug 20, 2026 |
| Instrument | 20261105066 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4113 TIOGA ST, DULUTH, MN 55804-1469 |
| Document Number | 000T996070 |
| Instrument Date | Mar 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2018 |
| Name | Verified Name |
|---|---|
| Address | 4113 TIOGA ST DULUTH MN 558041469, DULUTH, MN 55804-1469 |
| Document Number | 000T996070 |
|---|---|
| Date | Mar 20, 2018 |
| Instrument | T996070 |
| Name | HARBOR POINTE CU |
|---|---|
| Address | 11 W 2ND ST, DULUTH, MN 55802-2014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 19, 2023 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,600.00 (+7.32%) | ||
| 2025 | $6,150.00 (-1.6%) Homeowner's exemption | $483,600 (+6.57%) Land $49,200 Building $434,400 | $483,600 (+6.57%) Land $49,200 Building $434,400 |
| 2024 | $6,250.00 | $453,800 (+11.77%) Land $47,500 Building $406,300 | $453,800 (+11.77%) Land $47,500 Building $406,300 |
| 2022 | $406,000 Land $36,500 Building $369,500 | $406,000 Land $36,500 Building $369,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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