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4113 Terry Dr, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 4113 Terry Dr, Chesapeake, VA 23321

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,189 sqft · built 1974
Lot Size0.305 acres (13,286 sqft)
OwnerIndividual Name on File
Last Sale$365,000 (Aug 2021)
Tax Bill$4,364 (2025)
Deeds & MortgagesOct 2020 Refinance
Aug 2021 Sale & Mortgage
+ 2 more
APN0102004000020

Property Details

APN / Parcel Number

Primary APN0102004000020

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,189 sqft Living Area
1st Floor Area1,933 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2018
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area13,286 sqft (0.305 acres)
Lot Dimensions140 ft deep x 90 ft wide
Garage TypeAttached
Garage Area705 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area28 sqft
Deck AreaDeck Area
Patio Area864 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4113 TERRY DR
CityCHESAPEAKE
StateVA
Zip23321-4541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10S: RESI
Legal Description2 RADCLIFFE MEADOWS SEC 1
Legal SubdivisionRADCLIFFE MEADOWS
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2008
Census Tract21605

Owner

4113 Terry Dr is owned and occupied by an individual who acquired it in January 2025.

Source: Chesapeake City records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address4113 TERRY DR, CHESAPEAKE, VA 23321-4541
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
AMERIS BANK
Aug 30, 2021Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Feb 20, 2018Warranty Deed, Subdivision Related Transfer · FHA Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Aug 30, 2017Warranty Deed, Transfer · Commercial Mortgage
COVE POINT INVESTMENTS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 30, 2021 · Amount on File
Deed SaleAug 30, 2021 · Amount on File
Prior SaleFeb 20, 2018 · Amount on File
Deed Document Number202139511
Deed Book / Page10435 / 837
Last Transfer DateJan 30, 2025
Transfer Doc0000003521
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address4113 TERRY DR, CHESAPEAKE, VA 23321-4541
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyLYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10240/1586
DateOct 20, 2020
Book Page10240/1586
Instrument200038735
Lender
NameAMERIS BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueNov 1, 2050
Interest
Rate TypeFixed Rate

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateAug 30, 2021
Property Address4113 TERRY DR, CHESAPEAKE, VA 23321-4541
Document Number10435/837
Book / Page10435 / 837
Instrument DateAug 20, 2021
Instrument210039511
Transaction TypeTransfer
Record UpdatedSep 15, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4113 TERRY DR, CHESAPEAKE, VA 23321-4541

Mortgage

Document Number210039512
DateAug 30, 2021
Instrument210039512
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

February 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateFeb 20, 2018
Property Address4113 TERRY DR, CHESAPEAKE, VA 23321-4541
Document Number9885/375
Book / Page9885 / 375
Instrument DateFeb 15, 2018
Instrument180004361
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 20, 2021
Title CompanyLYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4113 TERRY DR, CHESAPEAKE, VA 23321-4541

Mortgage

Document Number180004362
DateFeb 20, 2018
Instrument180004362
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateAug 30, 2017
Property Address4113 TERRY DR, CHESAPEAKE, VA 23321-4541
Document Number9828/1141
Book / Page9828 / 1141
Instrument DateAug 17, 2017
Instrument170024039
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 NORTHGATE LN, SUFFOLK, VA 23434-4300

Mortgage

Document Number170024040
DateAug 30, 2017
Instrument170024040
Lender
NameCOVE POINT INVESTMENTS LLC
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Mortgage

Document Number9828/1144
DateAug 30, 2017
Book Page9828/1144
Instrument170024040
Lender
NameCOVE POINT INVESTMENTS LLC
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4113 Terry Dr was $4,364.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$453,200 (+4.88%) Land $160,000 Building $293,200$453,200 (+4.88%) Land $160,000 Building $293,200
2025$4,364.00$432,100 Land $150,000 Building $282,100$432,100 Land $150,000 Building $282,100
2023$398,900 (+11.92%) Land $140,000 Building $258,900$398,900 (+11.92%) Land $140,000 Building $258,900
2022$356,400 Land $120,000 Building $236,400$356,400 Land $120,000 Building $236,400
2019$3,018.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4113 Terry Dr; 17 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 17 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4113 Terry Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - WESTERN BRANCH SYS
serves 32,326 people · EPA ID VA3550050
Water SourcePurchased surface water from CITY OF PORTSMOUTH
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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