Yellowstone County property record for 4113 Stone St, Billings, MT 59101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,915 sqft · built 1976 |
| Lot Size | 0.183 acres (7,965 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $257,985 (Jun 2026) |
| Tax Bill | $1,868 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2022 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000A205210 |
| Primary APN | 000A205210 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,915 sqft Living Area |
| Gross Area | 2,016 sqft |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Finished Basement | 907 sqft |
| Unfinished Basement | 101 sqft |
| Family Room | Family Room |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,965 sqft (0.183 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
| Porch Area | 24 sqft |
| Deck Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4113 STONE ST |
|---|---|
| City | BILLINGS |
| State | MT |
| Zip | 59101-5439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Description | SOUTHWEST PARK SUBD 3RD FILING, S09, T01 S, R26 E, BLOCK 13, LOT 3 |
| Legal Range | 26E |
| Legal Township | 01S |
| Legal Section | 09 |
| Legal Subdivision | SOUTHWEST PARK SUBD 3RD FILING |
| Legal Block | 13 |
| Legal Lot Number | 3 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | BILLINGS |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 902 |
4113 Stone St is owned and occupied by two individuals who bought it in June 2026.
Source: Yellowstone County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4113 STONE ST, BILLINGS, MT 59101-5439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2026 | Warranty Deed, Transfer · VA Mortgage EVERGREEN MONEYSOURCE MORTGAGE COMPANY |
| Nov 21, 2022 | Intrafamily Transfer, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Sep 29, 2022 | Personal Representative Deed, Transfer · Conventional Mortgage E MORTGAGE CAPITAL INC |
| Mar 31, 2022 | Intrafamily Transfer, Transfer · VA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Jan 28, 2020 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Jan 19, 2017 | Loan Modification, Mortgage BILLINGS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on File |
| Deed Sale | Jun 26, 2026 · Amount on File |
| Prior Sale | Sep 29, 2022 · Amount on File |
| Deed Document Number | 20264137501 |
| Prior Transfer Date | Sep 28, 2022 |
| Prior Transfer Doc | 0004035202 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Jun 26, 2026 |
| Property Address | 4113 STONE ST, BILLINGS, MT 59101-5439 |
| Document Number | 0004137501 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 20264137501 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4113 STONE ST, BILLINGS, MT 59101-5439 |
| Document Number | 0004137501, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 20264137501 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE COMPANY |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Nov 21, 2022 |
| Property Address | 4113 STONE ST, BILLINGS, MT 59101-5439 |
| Document Number | 0004035202 |
| Map Reference | DOC 896656 |
| Instrument Date | Sep 28, 2022 |
| Instrument | 4035202 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4113 STONE ST, BILLINGS, MT 59101-5439 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Sep 29, 2022 |
| Property Address | 4113 STONE ST, BILLINGS, MT 59101-5439 |
| Document Number | 0004031129 |
| Map Reference | DOC 896656 |
| Instrument Date | Sep 27, 2022 |
| Instrument | 4031129 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4113 STONE ST, BILLINGS, MT 59101-5439 |
| Document Number | 0004031130 |
|---|---|
| Date | Sep 29, 2022 |
| Instrument | 4031130 |
| Name | E MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Mar 31, 2022 |
| Property Address | 4113 STONE ST, BILLINGS, MT 59101-5439 |
| Document Number | 0004012529 |
| Map Reference | DOC 896656 |
| Instrument Date | Jan 8, 2022 |
| Instrument | 4012529 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2022 |
| Title Company | ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4113 STONE ST, BILLINGS, MT 59101-5439 |
| Document Number | 0004012530 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | 4012530 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Jan 28, 2020 |
| Property Address | 4113 STONE ST, BILLINGS, MT 59101-5439 |
| Document Number | 0003909732 |
| Instrument Date | Jan 27, 2020 |
| Instrument | 3909732 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2020 |
| Title Company | FIRST MONTANA TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4113 STONE ST BILLINGS MT 591015439, BILLINGS, MT 59101-5439 |
| Document Number | 3909733 |
|---|---|
| Date | Jan 28, 2020 |
| Instrument | 3909733 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 27, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 4113 STONE ST, BILLINGS, MT 59101-5439 |
| Document Number | 0003804435 |
| Instrument Date | Jan 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2017 |
| Name | Verified Name |
|---|
| Document Number | 0003804435 |
|---|---|
| Date | Feb 1, 2017 |
| Instrument | 3804435 |
| Name | BILLINGS FCU |
|---|---|
| Type | Credit Union |
| Address | BILLINGS, MT 59103-1779 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jan 31, 2032 |
The 2025 property tax bill for 4113 Stone St was $1,868, down 17.4% from the year before.
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| Municipality | Billings City |
| County | Yellowstone County |
| Elementary School District | Billings Elementary School District (PK - 08) |
| Secondary School District | Billings High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $291,800 (-) Land $40,622 Building $251,178 | $291,800 (-) Land $40,622 Building $251,178 | |
| 2025 | $1,868.00 (-17.38%) | $291,800 Land $40,622 Building $251,178 | $291,800 Land $40,622 Building $251,178 |
| 2024 | $2,261.00 (+9.92%) | ||
| 2023 | $2,057.00 | $230,600 | $230,600 Land $40,258 Building $190,342 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4113 Stone St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (1997) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Jun 1997 · Severe Storms,ice Jams, Snow Melt, Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4113 Stone St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.8% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BILLINGS HEIGHTS CO WATER DIST OF serves 12,000 people · EPA ID MT0000155 |
|---|---|
| Water Source | Purchased surface water from CITY OF BILLINGS |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisp West Fixed Wireless | 200 / 100 |
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