4113 S 89th St, Fort Smith, AR 72903 Property Records

Sebastian County property record for 4113 S 89th St, Fort Smith, AR 72903

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,914 sqft
Lot Size	0.244 acres (10,629 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (May 2020)
Tax Bill	$1,813 (2026)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10775-0005-00000-00`

Property Details

APN / Parcel Number

Primary APN	`10775-0005-00000-00`
Alternative APN	`78567`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,914 sqft Living Area
Gross Area	2,514 sqft
1st Floor Area	1,914 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	10,629 sqft (0.244 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	528 sqft
Driveway	Concrete Driveway
Driveway Area	780 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Enclosed Glass Porch
Porch Area	193 sqft
Patio Area	517 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	78567
Street Address	4113 S 89TH ST
City	FORT SMITH
State	AR
Zip	72903-6319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5
Legal Range	31
Legal Township	08
Legal Section	30
Legal Subdivision	BRECKENRIDGE
Legal Block	4
Legal Lot Number	5
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	4
Census Block	4000
Census Tract	1305

Owner

4113 S 89th St is owned and occupied by an individual who bought it in May 2020.

Source: Sebastian County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	4113 S 89TH ST, FORT SMITH, AR 72903-6319
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2020 · Amount on File
Deed Sale	May 19, 2020 · Amount on File
Prior Sale	Sep 7, 2005 · Amount on File
Deed Document Number	202011004
Prior Transfer Date	Apr 3, 2013
Prior Transfer Doc	2013F10660
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	May 19, 2020
Property Address	4113 S 89TH ST, FORT SMITH, AR 72903-6319
Document Number	2020F11004
Instrument Date	May 18, 2020
Instrument	2020F-11004
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	WACO TITLE COMPANY FORT SMITH, WACO TITLE CO FORT SMITH

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$379.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4113 S 89TH ST, 4113, FORT SMITH, AR 72903-6319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2200 S 18TH PL, ROGERS, AR 72758-5781

Mortgage

Document Number	2020F11005
Date	May 19, 2020
Instrument	2020F-11005

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 4113 S 89th St was $1,813 with a homeowner's exemption.

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Fort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,813.00 Homeowner's exemption	$47,254 (-) Land $8,000 Building $39,254	$236,270 (-) Land $40,000 Building $196,270
2025	$1,813.00 Homeowner's exemption	$47,254 Land $8,000 Building $39,254	$236,270 Land $40,000 Building $196,270
2023	$1,301.00 Homeowner's exemption	$29,740 Land $6,000 Building $23,740	$148,700 Land $30,000 Building $118,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4113 S 89th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1990–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4113 S 89th St is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20