4113 Rio Azul Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4113 Rio Azul Way, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,535 sqft · built 2020
Owner	Trust Name on File
Last Sale	$695,000 (Sep 2022)
Tax Bill	$8,115 (2025)
Deeds & Mortgages	Sep 2022 Sale Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`158-070-75-05`

Property Details

APN / Parcel Number

Primary APN	`158-070-75-05`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,535 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4113 RIO AZUL WAY
City	OCEANSIDE
State	CA
Zip	92057-3554
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-26
Legal Description	LOT 1 US 60 PER DOC18-0506210&UND INT IN MODULE 5 TR 016269
Legal Subdivision	VILLA STORIA-PLANNING AREA 4B
Legal Tract	016269
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1014
Census Tract	18521

Owner

4113 Rio Azul Way, a condominium, is held in a trust since September 2022.

Source: San Diego County records, as of July 21, 2026

Owner of Record	Trust Name on File
Mailing Address	13921 BLUEWATER CIR, ORLANDO, FL 32828-8320
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Grant Deed, Transfer WFG TITLE COMPANY
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUORUM FEDERAL CU
Dec 9, 2020	Deed of Trust, Mortgage · VA Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2022 · Amount on File
Deed Sale	Sep 2, 2022 · Amount on File
Prior Sale	Apr 1, 2020 · Amount on File
Deed Document Number	2022351996
Record Updated	Sep 20, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 2, 2022
Property Address	4113 RIO AZUL WAY, OCEANSIDE, CA 92057-3554
Document Number	0000351996
Map Reference	MAP 16269
Instrument Date	Aug 25, 2022
Instrument	2022-0351996
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	WFG TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	13921 BLUEWATER CIR, ORLANDO, FL 32828-8320

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4113 RIO AZUL WAY, OCEANSIDE, CA 92057-3554
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4113 RIO AZUL WAY, OCEANSIDE, CA 92057-3554

Mortgage

Document Number	0000777067
Date	Nov 9, 2021
Instrument	2021-0777067

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4113 RIO AZUL WAY, OCEANSIDE, CA 92057-3554
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4113 RIO AZUL WAY, OCEANSIDE, CA 92057-3554

Mortgage

Document Number	0000787470
Date	Dec 9, 2020
Instrument	2020-0787470

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4113 Rio Azul Way was $8,115.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$737,537 (+2%) Land $298,877 Building $438,660
2025	$8,115.00	$723,076 Land $293,017 Building $430,059
2023	$7,716.00 (+31.11%)	$695,000 Land $281,640 Building $413,360
2022	$5,885.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4113 Rio Azul Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4113 Rio Azul Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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