4113 Riddle St, Milton, FL 32571 Property Records

Santa Rosa County property record for 4113 Riddle St, Milton, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,001 sqft · built 1975
Lot Size	0.596 acres (25,962 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Sep 2024)
Tax Bill	$2,414 (2024)
Deeds & Mortgages	Sep 2017 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-1N-29-3010-00000-1260`

Property Details

APN / Parcel Number

Primary APN	`09-1N-29-3010-00000-1260`
Alternative APN	`N291093010000001260`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,001 sqft Living Area
Gross Area	2,237 sqft
1st Floor Area	2,001 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	25,962 sqft (0.596 acres)
Lot Dimensions	130 ft deep x 200 ft wide

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	236 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4113 RIDDLE ST
City	MILTON
State	FL
Zip	32571-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	PACE HEIGHTS (PB B PG 14) LOTS 125 & 126 AS DES IN OR 4546 PG 1791 (COMB W #125 IN 2024).
Legal Range	29W
Legal Township	1N
Legal Section	09
Legal Subdivision	PACE HEIGHTS
Legal Lot Number	126
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	3
Census Block	3008
Census Tract	10708

Owner

Source: Santa Rosa County records, as of January 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4113 RIDDLE ST, MILTON, FL 32571-1131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Sep 25, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2024 · Amount on Record
Deed Sale	Sep 27, 2024 · Amount on Record
Prior Sale	May 24, 2024 · Amount on Record
Deed Document Number	202443863
Deed Book / Page	4546 / 1791
Prior Transfer Date	Sep 14, 2023
Prior Transfer Doc	0044770785
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4113 RIDDLE ST, PACE, FL 32571-1131
Document Number	0036670280
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 13, 2017
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4113 RIDDLE ST MILTON FL 325711131, MILTON, FL 32571-1131

Mortgage

Document Number	0036670280
Date	Oct 3, 2017
Book Page	003667/000280
Instrument	41310

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	960 Months
Due	Oct 2, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.66%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4113 RIDDLE ST, PACE, FL 32571-1131
Document Number	0036670296
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4113 RIDDLE ST MILTON FL 325711131, MILTON, FL 32571-1131

Mortgage

Document Number	0036670296
Date	Oct 3, 2017
Book Page	003667/000296
Instrument	41311

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	960 Months
Due	Oct 2, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.66%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$210,667 (+24.55%)	$256,446 (+51.62%) Land $43,700 Building $212,746
2024	$2,414.00 (+10.28%)	$169,142 (+1.15%) Land $23,000 Building $146,142	$169,142 (+1.15%) Land $23,000 Building $146,142
2023	$2,189.00 (+211.82%)	$167,224 (+80.49%) Land $23,000 Building $144,224	$167,224 (+1.07%) Land $23,000 Building $144,224
2022	$702.00 Homeowner's exemption	$92,649	$165,460 Land $23,000 Building $142,460

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	18 (1993–2020)
Claims Outside the SFHA	18 of 18
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Cox Communications.

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