Habersham County property record for 4113 Pea Rdg Rd, Cornelia, GA 30531
| Property Type | Commercial |
|---|---|
| Details | 2,880 sqft · built 1963 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,960 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 025 009A |
| Primary APN | 025 009A |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,880 sqft Total Area |
| 1st Floor Area | 2,880 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plywood |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 1,200 sqft |
| Canopy | 400 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 516297 |
|---|---|
| Street Address | 4113 PEA RIDGE RD |
| City | CORNELIA |
| State | GA |
| Zip | 30531-4653 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | HI |
| Legal Description | 10-65 DB 1383-600 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 603 |
Source: Habersham County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 861 SUMMERSTONE LN, LAWRENCEVILLE, GA 30044-5427 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 10, 2024 | Deed of Trust, Mortgage · Conventional Mortgage TRADITIONS BANK |
| Apr 5, 2022 | Warranty Deed, Transfer · Commercial Mortgage AMERIS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 27, 2024 |
| Deed Sale | Nov 27, 2024 |
| Prior Sale | Apr 9, 2022 · Amount on File |
| Deed Book / Page | 1383 / 600 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 4113 PEA RIDGE RD, CORNELIA, GA 30531-4653 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4113 PEA RIDGE RD, CORNELIA, GA 30531-4653 |
| Document Number | 0000001362/0000000610 |
|---|---|
| Date | Apr 10, 2024 |
| Book Page | 0000001362/0000000610 |
| Name | TRADITIONS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Jan 1, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Apr 5, 2022 |
| Property Address | 4113 PEA RIDGE RD, CORNELIA, GA 30531-4653 |
| Document Number | 001301/433 |
| Book / Page | 1301 / 433 |
| Instrument Date | Apr 5, 2022 |
| Instrument | 2022-000918 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4113 PEA RIDGE RD, CORNELIA, GA 30531-4653 |
| Document Number | 0000001301/0000000435 |
|---|---|
| Date | Apr 9, 2022 |
| Book Page | 0000001301/0000000435 |
| Name | AMERIS BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 1, 2027 |
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,960.00 (-5.63%) | $86,014 (-) Land $16,000 Building $70,014 | $215,035 (-) Land $40,000 Building $175,035 |
| 2025 | $2,077.00 (+96.69%) | $86,014 (+111.4%) Land $16,000 Building $70,014 | $215,035 (+111.4%) Land $40,000 Building $175,035 |
| 2023 | $1,056.00 (+38.4%) | $40,688 (+38.32%) Land $16,000 Building $24,688 | $101,720 (+38.32%) Land $40,000 Building $61,720 |
| 2022 | $763.00 | $29,416 Land $16,000 Building $13,416 | $73,540 Land $40,000 Building $33,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2020) |
| Most Recent Claim | Oct 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 74% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable · DSL | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
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