4113 Lora Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 4113 Lora Ave, Cincinnati, OH 45211

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,714 sqft · built 1910
Lot Size	0.335 acres (14,636 sqft)
Owner	Owner Name on Record
Last Sale	$77,500 (Apr 1998)
Tax Bill	$3,437 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551-0007-0042-00`

Property Details

APN / Parcel Number

Primary APN	`551-0007-0042-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,714 sqft Finished Area
1st Floor Area	952 sqft
2nd Floor Area	952 sqft
Upper Floors Area	762 sqft
Basement Area	952 sqft

Exterior

Year Built	Built 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	14,636 sqft (0.335 acres)
Lot Dimensions	270 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	4113 LORA AVE
City	CINCINNATI
State	OH
Zip	45211-4618
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	4113 LORA AVE 58 X 270.96IRR LOT 58 BENSON & RYBOLTS SUB
Legal Subdivision	BENSON & RYBOLTS SUB
Legal Lot Number	58
Jurisdiction	HAMILTON OH
Township / Civil Division	CHEVIOT
Census Block Group	2
Census Block	2004
Census Tract	20901

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	4113 LORA AVE, CINCINNATI, OH 45211-4618
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · Line of Credit CINCINNATI FSLA
Apr 15, 2022	Deed of Trust, Mortgage CINCINNATI FSLA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 1998 · Amount on Record
Deed Sale	Apr 28, 1998 · Amount on Record
Prior Sale	Apr 28, 1998 · Amount on Record
Deed Document Number	98072116
Deed Book / Page	0000007635 / 0000000967
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4113 LORA AVE, CINCINNATI, OH 45211-4618
Transaction Type	Mortgage
Record Updated	Jun 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039218
Date	Apr 18, 2022
Book Page	14648/1267
Instrument	2022-0039218

Lender

Name	CINCINNATI FSLA
Type	Bank
Address	CINCINNATI, OH 45247

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 11, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4113 LORA AVE, CINCINNATI, OH 45211-4618
Transaction Type	Mortgage
Record Updated	Jun 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038940
Date	Apr 15, 2022
Book Page	14647/2798
Instrument	2022-0038940

Lender

Name	CINCINNATI FSLA
Type	Bank
Address	CINCINNATI, OH 45247

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cheviot City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,437.00 (+1.72%)	$54,541 (-) Land $10,353 Building $44,188
2024	$3,379.00 (-1.23%)	$54,541 (-) Land $10,353 Building $44,188
2023	$3,421.00 (+28.18%)	$54,541 (+47.8%) Land $10,353 Building $44,188	$155,830 (+47.8%) Land $29,580 Building $126,250
2022	$2,669.00 Homeowner's exemption	$36,901 Land $9,790 Building $27,111
2020			$105,430 Land $27,970 Building $77,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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