Harford County property record for 4113 Houcks Rd, Monkton, MD 21111
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,274 sqft · built 2007 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,000 (Oct 2005) |
| Tax Bill | $5,899 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Dec 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-089987 |
| Primary APN | 04-089987 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,274 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Built-in |
| Garage Area | 952 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 238 sqft |
| Deck Area | 394 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 089987 |
|---|---|
| Street Address | 4113 HOUCKS RD |
| City | MONKTON |
| State | MD |
| Zip | 21111-1814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LT 2 2 AC 4113 HOUCKS ROAD DAVID'S INHERIT P 122/5 |
| Legal Subdivision | DAVIDS INHERITANCE |
| Legal Lot Number | 2 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 4, MARSHALL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 304201 |
Source: Harford County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4113 HOUCKS RD, MONKTON, MD 21111-1814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage JARRETTSVILLE FEDERAL SLA |
| Dec 2, 2020 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| May 11, 2017 | Deed of Trust, Mortgage · Conventional with PMI JARRETTSVILLE FED'L S&L ASSN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2005 · Amount on Record |
| Deed Sale | Oct 28, 2005 · Amount on Record |
| Prior Sale | Jul 28, 2004 |
| Deed Document Number | 2005233 |
| Deed Book / Page | 6371 / 129 |
| Transfer Doc | 0055100520 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 4113 HOUCKS RD, MONKTON, MD 21111-1814 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2023 |
| Title Company | NOT AVAILABLE, KEY TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 4113 HOUCKS RD, MONKTON, MD 21111-1814 |
| Document Number | 0158300306 |
|---|---|
| Date | Feb 27, 2023 |
| Book Page | 15830/306 |
| Name | JARRETTSVILLE FEDERAL SLA |
|---|---|
| Type | Bank |
| Address | JARRETTSVILLE, MD 21084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 4113 HOUCKS RD, MONKTON, MD 21111-1814 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 0143040058 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | 14304/58 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 4113 HOUCKS RD, MONKTON, MD 21111-1814 |
| Document Number | 0123500187 |
| Book / Page | 012350 / 000187 |
| Instrument Date | May 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2017 |
| Title Company | MID ATLANTIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 4113 HOUCKS RD MONKTON MD 211111814, MONKTON, MD 21111-1814 |
| Document Number | 0123500187 |
|---|---|
| Date | May 19, 2017 |
| Book Page | 012350/000187 |
| Name | JARRETTSVILLE FED'L S&L ASSN |
|---|---|
| Type | Federal Savings Bank |
| Address | JARRETTSVILLE, MD 21084 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 18, 2037 |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $597,733 (+5.46%) | $628,700 (-) Land $150,000 Building $478,700 | |
| 2025 | $5,899.00 (+6.85%) Homeowner's exemption | $566,767 (+9.32%) | $628,700 (+17.34%) Land $150,000 Building $478,700 |
| 2023 | $518,467 | $535,800 Land $150,000 Building $385,800 | |
| 2022 | $5,521.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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