Hernando County property record for 4113 Dristol Ave, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,436 sqft · built 1987 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $178,000 (Jul 2020) |
| Tax Bill | $3,103 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Feb 2024 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5160-1014-0200 |
| Primary APN | R32-323-17-5160-1014-0200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,436 sqft Living Area |
| 1st Floor Area | 1,436 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 520 sqft |
| Patio Area | 60 sqft |
| Utility Building | 36 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00570965 |
|---|---|
| Street Address | 4113 DRISTOL AVE |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-2432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 16 BLK 1014 LOT 20 ORB 764 PG 1410 ** CONTINUED ** |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 18 |
| Legal Subdivision | SPRING HILL UNIT 16 |
| Legal Block | 1014 |
| Legal Lot Number | 20 |
| Legal Unit | 16 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 41006 |
4113 Dristol Ave is owned and occupied by two individuals who bought it in July 2020.
Source: Hernando County records, as of December 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4113 DRISTOL AVE, SPRING HILL, FL 34609-2432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2025 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Feb 26, 2024 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Aug 9, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Apr 24, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Aug 17, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Jul 8, 2020 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Jun 20, 2017 | Warranty Deed, Transfer · Conventional with PMI PAUL A ZAMBRANO |
| Apr 19, 2017 | Grant Deed, Transfer BRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GRP |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2020 · Amount on File |
| Deed Sale | Jul 8, 2020 · Amount on File |
| Prior Sale | Jun 20, 2017 · Amount on File |
| Deed Document Number | 2020041023 |
| Deed Book / Page | 3860 / 710 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4113 DRISTOL AVE, SPRING HILL, FL 34609-2432 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4113 DRISTOL AVE, SPRING HILL, FL 34609-2432 |
| Document Number | 0046200088 |
|---|---|
| Date | Oct 9, 2025 |
| Book Page | 4620/88 |
| Instrument | 2025070310 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Oct 1, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4113 DRISTOL AVE, SPRING HILL, FL 34609-2432 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4113 DRISTOL AVE, SPRING HILL, FL 34609-2432 |
| Document Number | 0043951380 |
|---|---|
| Date | Feb 26, 2024 |
| Book Page | 4395/1380 |
| Instrument | 2024011625 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 317 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4113 DRISTOL AVE, SPRING HILL, FL 34609-2432 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4113 DRISTOL AVE, SPRING HILL, FL 34609-2432 |
| Document Number | 0043300020 |
|---|---|
| Date | Aug 9, 2023 |
| Book Page | 4330/20 |
| Instrument | 2023049969 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 323 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4113 DRISTOL AVE, SPRING HILL, FL 34609-2432 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4113 DRISTOL AVE, SPRING HILL, FL 34609-2432 |
| Document Number | 0042880426 |
|---|---|
| Date | Apr 24, 2023 |
| Book Page | 4288/426 |
| Instrument | 2023022828 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 327 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4113 DRISTOL AVE, SPRING HILL, FL 34609-2432 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4113 DRISTOL AVE, SPRING HILL, FL 34609-2432 |
| Document Number | 0042091073 |
|---|---|
| Date | Aug 17, 2022 |
| Book Page | 4209/1073 |
| Instrument | 2022062496 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 335 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 8, 2020 |
| Property Address | 4113 DRISTOL AVE, SPRING HILL, FL 34609-2432 |
| Document Number | 0038600710 |
| Book / Page | 003860 / 000710 |
| Instrument Date | Jul 2, 2020 |
| Instrument | 41023 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2020 |
| Title Company | SOUTHEAST TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,246.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4113 DRISTOL AVE SPRING HILL FL 346092432, SPRING HILL, FL 34609-2432 |
| Document Number | 38600712 |
|---|---|
| Date | Jul 8, 2020 |
| Book Page | 003860/000712 |
| Instrument | 41024 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 7, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 20, 2017 |
| Property Address | 4113 DRISTOL AVE, SPRING HILL, FL 34609-2432 |
| Document Number | 0034800601 |
| Book / Page | 003480 / 000601 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 34801 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Title Company | HOME/LAND TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $559.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4113 DRISTOL AVE SPRING HILL FL 346092432, SPRING HILL, FL 34609-2432 |
| Document Number | 34800602 |
|---|---|
| Date | Jun 20, 2017 |
| Book Page | 003480/000602 |
| Instrument | 34802 |
| Name | PAUL A ZAMBRANO |
|---|---|
| Address | 2235 RACKLEY RD, BROOKSVILLE, FL 34604-7055 |
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 19, 2047 |
| Rate | 9.07% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 19, 2017 |
| Property Address | 4113 DRISTOL AVE, SPRING HILL, FL 34609-2432 |
| Document Number | 0034610808 |
| Book / Page | 003461 / 000808 |
| Instrument Date | Apr 17, 2017 |
| Instrument | 22031 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2017 |
| Title Company | BRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GRP |
| Amount | Amount on Record |
|---|---|
| Tax | $280.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2235 RACKLEY RD BROOKSVILLE FL 346047055, BROOKSVILLE, FL 34604-7055 |
The 2025 property tax bill for 4113 Dristol Ave was $3,103.
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,103.00 | $217,375 Land $38,500 Building $178,875 | $217,375 Land $38,500 Building $178,875 |
| 2023 | $172,021 (+5.77%) Land $172,021 | ||
| 2022 | $2,086.00 Homeowner's exemption | $162,642 | $210,920 Land $32,000 Building $178,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4113 Dristol Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4113 Dristol Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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