4112 Willow Way, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 4112 Willow Way, Saint Joseph, MO 64505

Property Summary

Property Type	Other
Details	1,705 sqft · built 2019
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Tax Bill	$3,386 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2022 Line of Credit + 4 more
APN	`03-7.0-26-004-000-007.202`

Property Details

APN / Parcel Number

Primary APN	`03-7.0-26-004-000-007.202`

Interior

Building Area	1,705 sqft Base Area
1st Floor Area	1,705 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	134 ft deep x 57.6 ft wide

Location & Zoning

Street Address	4112 WILLOW WAY
City	SAINT JOSEPH
State	MO
Zip	64505-2332
Property Category	Other
Property Type	Other > Miscellaneous
Local Zoning Code	CITY
Legal Description	26-58-35SESUB:GREYSTONE PLAT 3 LOT 147: BLK:LGL DESC:
Legal Range	35W
Legal Township	58N
Legal Section	26
Legal Subdivision	GREYSTONE PLAT 3
Legal Lot Number	147
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2004
Census Tract	100

Owner

4112 Willow Way is owned by an individual who acquired it in August 2023.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	16 CHADWICK LN, COUNTRY CLUB, MO 64506-1054
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK
Jul 28, 2022	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Aug 1, 2023	Warranty Deed, Transfer NOT AVAILABLE, ST JOSEPH TITLE LLC
Jun 30, 2023	Intrafamily Transfer, Transfer
Jul 10, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage COMMERCE BANK
Oct 9, 2019	Warranty Deed, Construction Loan · Commercial Mortgage NODAWAY VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2023
Deed Sale	Aug 1, 2023
Prior Sale	Jul 10, 2020 · Amount on File
Deed Document Number	20235837
Deed Book / Page	3789 / 303
Prior Transfer Date	Jun 22, 2023
Prior Transfer Doc	003788/321
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4112 WILLOW WAY, SAINT JOSEPH, MO 64505-2332
Transaction Type	Mortgage
Record Updated	Aug 18, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4112 WILLOW WAY, SAINT JOSEPH, MO 64505-2332

Mortgage

Document Number	003766/264
Date	Aug 20, 2021
Book Page	3766/264
Instrument	2021008946

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4112 WILLOW WAY, SAINT JOSEPH, MO 64505-2332
Transaction Type	Mortgage
Record Updated	Aug 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4112 WILLOW WAY, SAINT JOSEPH, MO 64505-2332

Mortgage

Document Number	003778/587
Date	Jul 28, 2022
Book Page	3778/587
Instrument	2022007202

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jun 17, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Aug 1, 2023
Property Address	4112 WILLOW WAY, SAINT JOSEPH, MO 64505-2332
Document Number	003789/303
Book / Page	3789 / 303
Instrument Date	Jul 28, 2023
Instrument	2023005837
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4112 WILLOW WAY, SAINT JOSEPH, MO 64505-2332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CHADWICK LN, COUNTRY CLUB, MO 64506-1054

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Jun 30, 2023
Property Address	4112 WILLOW WAY, SAINT JOSEPH, MO 64505-2332
Document Number	003788/321
Book / Page	3788 / 321
Instrument Date	Jun 22, 2023
Instrument	2023004845
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4112 WILLOW WAY, SAINT JOSEPH, MO 64505-2332

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jul 10, 2020
Property Address	4112 WILLOW WAY, SAINT JOSEPH, MO 64505-2332
Document Number	003750/592
Book / Page	3750 / 592
Instrument Date	Jul 8, 2020
Instrument	2020005754
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 18, 2023
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7556 NW 310TH ST, GOWER, MO 64454-8480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4112 WILLOW WAY, SAINT JOSEPH, MO 64505-2332

Mortgage

Document Number	2020005760
Date	Jul 10, 2020
Instrument	2020005760

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

October 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Oct 9, 2019
Property Address	4112 WILLOW WAY, SAINT JOSEPH, MO 64505-2332
Document Number	003742/308
Book / Page	3742 / 308
Instrument Date	Oct 7, 2019
Instrument	2019008758
Transaction Type	Construction Loan
Record Updated	Aug 18, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6011 NE WOODBINE RD, SAINT JOSEPH, MO 64505-9300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7556 NW 310TH ST, GOWER, MO 64454-8480
Investor	Possibly a Property Investor

Mortgage

Document Number	003742/309
Date	Oct 9, 2019
Book Page	3742/309
Instrument	2019008759

Lender

Name	NODAWAY VALLEY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4112 Willow Way was $3,386, up % from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,386.00 (+0.03%)	$48,000 Land $10,450 Building $37,550	$252,620 Land $55,000 Building $197,620
2024	$3,385.00 (+14.36%)
2023	$2,960.00 (-0.7%)	$45,380 (-) Land $10,450 Building $34,930	$238,820 Land $55,000 Building $183,820
2022	$2,981.00	$45,380 Land $10,450 Building $34,930
2021			$238,820 Land $55,000 Building $183,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4112 Willow Way; there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2011)
Most Recent Claim	Jun 2011 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4112 Willow Way is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDREW COUNTY PWSD 1 serves 6,042 people · EPA ID MO1024004
Water Source	Purchased groundwater from MO AMERICAN ST JOSEPH
Last State Inspection	Mar 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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