Lake County property record for 4112 Whitcomb St, Gary, IN 46408
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,100 sqft · built 1959 |
| Lot Size | 8.12 acres (353,838 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-01-39-0018-0043 |
| Primary APN | 001-01-39-0018-0043 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Units | 8 Units |
| Stories | 2 Stories |
| Building Area | 3,100 sqft Living Area |
| Basement Area | 1,550 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1959 |
|---|---|
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 353,838 sqft (8.12 acres) |
| Garage Type | Mixed |
| Garage Area | 1,356 sqft |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | 150 sqft |
|---|---|
| Fence | Fence |
| Canopy | 1,750 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 001-01-39-0018-0043 |
|---|---|
| Old Parcel Number | 013900180043 |
| Street Address | 4112 WHITCOMB ST |
| City | GARY |
| State | IN |
| Zip | 46408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SE1/4 SE1/4 NW1/4 EX. S.250FT OF W1/2 S.30 T.36 R.8 8.123AC |
| Legal Range | 08 |
| Legal Township | 36 |
| Legal Section | 30 |
| Legal Lot Number | 4 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 41302 |
4112 Whitcomb St is owned and occupied by an individual who acquired it in October 1995.
Source: Lake County records, as of March 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3940 W 41ST AVE # INC, INC, GARY, IN 46408-3010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 1995 |
| Deed Sale | Oct 27, 1995 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 4112 WHITCOMB ST, GARY, IN 46408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 0000047345 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 2019 047345 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | TINLEY PARK, IL 60477 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 16, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Unified School District | Lake Ridge Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,281,600 Land $264,000 Building $1,017,600 | $1,281,600 Land $264,000 Building $1,017,600 | |
| 2023 | $1,101,300 (-11.73%) Land $264,000 Building $837,300 | $1,101,300 (-11.73%) Land $264,000 Building $837,300 | |
| 2022 | Additional exemption filed | $1,247,600 Land $264,000 Building $983,600 | $1,247,600 Land $264,000 Building $983,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4112 Whitcomb St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 10 (1981–1999) |
| Most Recent Claim | Apr 1999 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4112 Whitcomb St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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