4112 SE Paul Ter, Stuart, FL 34997 Property Records

Martin County property record for 4112 SE Paul Ter, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,081 sqft · built 1967
Lot Size	0.252 acres (10,977 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Jul 2003)
Tax Bill	$6,036 (2025)
Deeds & Mortgages	Jan 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`52-38-41-008-000-0006.3-1-0000`

Property Details

APN / Parcel Number

Primary APN	`52-38-41-008-000-0006.3-1-0000`
Alternative APNs	`52-38-41-008-000-00063-1` `42568`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,081 sqft Living Area
Gross Area	1,773 sqft
1st Floor Area	1,081 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,977 sqft (0.252 acres)
View / Lot	Obstructed View
Garage Type	Attached
Garage Area	467 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Concrete Masonry Porch
Porch Area	370 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	42568
Street Address	4112 SE PAUL TER
City	STUART
State	FL
Zip	34997-6839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	KIEDINGERS UNREC W 100 OF E 305 OF LOT 6 & N 12 OF S 48 OF LOTS 6 A & 6 B
Legal Range	41E
Legal Township	38S
Legal Section	52
Legal Subdivision	KIEDINGERS UNRECORDED
Legal Block	3
Legal Lot Number	6
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3018
Census Tract	1301

Owner

4112 SE Paul Ter is owned by two individuals who acquired it in May 2024.

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2163 FARMS RD, TALLAHASSEE, FL 32317-8602
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2003 · Amount on File
Deed Sale	Jul 10, 2003 · Amount on File
Prior Sale	May 28, 1999 · Amount on File
Deed Document Number	20031673510
Deed Book / Page	1786 / 2792
Last Transfer Date	May 1, 2024
Transfer Doc	0003070777
Record Updated	Oct 29, 2026

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARTIN FL
Property Address	4112 SE PAUL TER, STUART, FL 34997-6839
Document Number	0029091696
Instrument Date	Jan 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4112 SE PAUL TER STUART FL 349976839, STUART, FL 34997-6839

Mortgage

Document Number	0029091696
Date	Feb 28, 2017
Book Page	002909/001696
Instrument	2621892

Lender

Name	SUNTRUST BK
Type	Bank
Address	NASHVILLE, TN 37230-5053

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 4112 SE Paul Ter was $6,036, up 7% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,036.00 (+7%)	$237,375	$432,610 Land $261,250 Building $171,360
2024	$5,641.00 (+3.07%)
2023	$5,473.00 (+5.94%)	$196,179 (+1%)	$357,940 (+4.93%) Land $223,250 Building $134,690
2022	$5,166.00	$178,345	$341,130 Land $228,720 Building $112,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4112 SE Paul Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 174 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	262 units insured incl. 88 condo units
Nearby Flood Claims	33 (1979–2022)
Claims Outside the SFHA	20 of 33
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Frances, Sep 2004 · 8 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4112 SE Paul Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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