4112 Sargasso Ct, Cincinnati, OH 45251 Property Records

Hamilton County property record for 4112 Sargasso Ct, Cincinnati, OH 45251

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,091 sqft · built 1968
Lot Size	0.385 acres (16,771 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Mar 2021)
Tax Bill	$4,630 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`510-0192-0280-00`

Property Details

APN / Parcel Number

Primary APN	`510-0192-0280-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,091 sqft Living Area
1st Floor Area	1,025 sqft
2nd Floor Area	1,066 sqft
Basement Area	1,025 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	16,771 sqft (0.385 acres)
Lot Dimensions	170 ft deep x 33 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4112 SARGASSO CT
City	CINCINNATI
State	OH
Zip	45251-1924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SARGASSO CT 33.28 X 170.30 IRR LOT 432 COLERAIN HTS SUB BLK C PT
Legal Subdivision	COLERAIN HEIGHTS SUB
Legal Block	C
Legal Lot Number	432
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	2
Census Block	2000
Census Tract	20701

Owner

4112 Sargasso Ct is owned and occupied by an individual who bought it in March 2021.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	4112 SARGASSO CT, CINCINNATI, OH 45251-1924
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Mar 8, 2021	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2021 · Amount on File
Deed Sale	Mar 8, 2021 · Amount on File
Prior Sale	Jul 26, 2010 · Amount on File
Deed Document Number	2021-0028756
Deed Book / Page	14369 / 644
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4112 SARGASSO CT, CINCINNATI, OH 45251-1924
Transaction Type	Mortgage
Record Updated	Aug 24, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4112 SARGASSO CT, CINCINNATI, OH 45251-1924

Mortgage

Document Number	0000047103
Date	Jul 10, 2023
Book Page	14953/1512
Instrument	2023-0047103

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	333 Months
Due	Apr 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 8, 2021
Property Address	4112 SARGASSO CT, CINCINNATI, OH 45251-1924
Document Number	0000028756
Book / Page	14369 / 644
Map Reference	MB 20 PG 3&4
Instrument Date	Feb 19, 2021
Instrument	2021-0028756
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	PREMIER SERVICES TITLE AGENCY LLC, PREMIER SERVICE TTL AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4112 SARGASSO CT, 4112, CINCINNATI, OH 45251-1924

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4112 SARGASSO CT, CINCINNATI, OH 45251-1924

Mortgage

Document Number	0000028757
Date	Mar 8, 2021
Instrument	2021-0028757

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4112 Sargasso Ct was $4,630, up 7.9% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,630.00 (+7.88%)	$80,500 (-) Land $14,280 Building $66,220
2024	$4,292.00 (-0.6%)	$80,500 (-) Land $14,280 Building $66,220
2023	$4,318.00 (+7.01%)	$80,500 (+31.2%) Land $14,280 Building $66,220	$230,000 Land $40,800 Building $189,200
2022	$4,035.00 Homeowner's exemption	$61,359 Land $14,042 Building $47,317
2020			$175,310 Land $40,120 Building $135,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4112 Sargasso Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4112 Sargasso Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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