El Dorado County property record for 4112 Opal Trl, Pollock Pines, CA 95726
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,366 sqft · built 1979 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $121,000 (May 1999) |
| Tax Bill | $2,062 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Mar 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-475-001-000 |
| Primary APN | 009-475-001-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,366 sqft Living Area |
| 1st Floor Area | 1,366 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Wood |
| Lot Area | 11,326 sqft (0.26 acres) |
| Terrain | Wooded |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,366 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Water Source | Commercial |
| Street Address | 4112 OPAL TRL |
|---|---|
| City | POLLOCK PINES |
| State | CA |
| Zip | 95726-9737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 19 GOLD RIDGE FOREST #1 |
| Legal Subdivision | GOLD RIDGE FOREST #1 |
| Legal Lot Number | 19 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 31405 |
Source: El Dorado County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 4112 OPAL TRL, POLLOCK PINES, CA 95726-9737 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Aug 28, 2026 | Affidavit of Death of Trustee, Transfer · Line of Credit LBS FINANCIAL CREDIT UNION |
| Mar 7, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU |
| Feb 4, 2019 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Nov 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 1999 · Amount on Record |
| Deed Sale | May 17, 1999 · Amount on Record |
| Deed Document Number | 199931228 |
| Last Transfer Date | Aug 21, 2026 |
| Transfer Doc | 0000028157 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit of Death of Trustee |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Aug 28, 2026 |
| Property Address | 4112 OPAL TRL, POLLOCK PINES, CA 95726-9737 |
| Document Number | 0000028157 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 202628157 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 4112 OPAL TRL, POLLOCK PINES, CA 95726-9737 |
| Document Number | 0000028158, |
|---|---|
| Date | Aug 28, 2026 |
| Instrument | 202628158 |
| Name | LBS FINANCIAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 4112 OPAL TRL, POLLOCK PINES, CA 95726-9737 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4112 OPAL TRL, POLLOCK PINES, CA 95726-9737 |
| Document Number | 0000006493 |
|---|---|
| Date | Mar 7, 2023 |
| Instrument | 2023-0006493 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | TUSTIN, CA 92780 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 3, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 4112 OPAL TRL, POLLOCK PINES, CA 95726-9737 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000003514 |
|---|---|
| Date | Feb 4, 2019 |
| Instrument | 2019-0003514 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 13, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 4112 OPAL TRL, POLLOCK PINES, CA 95726-9737 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PLACER TITLE |
| Name | Verified Name |
|---|---|
| Address | 4112 OPAL TRL, POLLOCK PINES, CA 95726-9737 |
| Document Number | 0000063930 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 2020-0063930 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Pollock Pines Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $193,448 (+2%) Land $38,357 Building $155,091 | |
| 2025 | $2,062.00 (+6.62%) Homeowner's exemption | $189,655 (+4.04%) Land $37,605 Building $152,050 |
| 2023 | $1,934.00 (+1.58%) Homeowner's exemption | $182,293 Land $36,146 Building $146,147 |
| 2022 | $1,904.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 60% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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