4111 Wartella Rd, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 4111 Wartella Rd, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1997
Lot Size	10 acres (436,036 sqft)
Owner	2 Individual Names on File
Last Sale	$239,900 (Jun 2026)
Tax Bill	$1,678 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`104-011-101-001-03`

Property Details

APN / Parcel Number

Primary APN	`104-011-101-001-03`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,512 sqft Building Perimeter
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	436,036 sqft (10 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4111 WARTELLA RD
City	CHEBOYGAN
State	MI
Zip	49721-8103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW COR SEC 11 TH S 87D 37M 10S E ALG N SEC LI 337.10 FT TO POB TH S 1D 30M 31S W 1292.93 FT TH S 87D 34M 15S E 337.10 FT
Legal Range	01W
Legal Township	37N
Legal Section	11
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1003
Census Tract	960401

Owner

4111 Wartella Rd is owned and occupied by two individuals who bought it in June 2026.

Source: Cheboygan County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4111 WARTELLA RD, CHEBOYGAN, MI 49721-8103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANK OF SC
Jun 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK
Nov 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Oct 29, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Nov 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Oct 29, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Nov 26, 2025	Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE
Dec 28, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2026 · Amount on File
Deed Sale	Jun 11, 2026 · Amount on File
Prior Sale	Nov 26, 2025
Deed Book / Page	1584 / 12
Prior Transfer Date	Nov 21, 2025
Prior Transfer Doc	001570/183
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jun 11, 2026
Property Address	4111 WARTELLA RD, CHEBOYGAN, MI 49721-8103
Document Number	1584000012
Book / Page	1584 / 12
Instrument Date	Jun 10, 2026
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4111 WARTELLA RD, CHEBOYGAN, MI 49721-8103

Mortgage

Document Number	0000001584/0000000015,
Date	Jun 11, 2026
Book Page	1584/15

Lender

Name	NATIONAL BANK OF SC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Recording Date	Jun 11, 2026
Property Address	4111 WARTELLA RD, CHEBOYGAN, MI 49721-8103
Document Number	0000001584/0000000015
Book / Page	1584 / 15
Instrument Date	Jun 10, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4111 WARTELLA RD, CHEBOYGAN, MI 49721-8103

Mortgage

Document Number	1584000015,
Date	Jun 11, 2026
Book Page	1584/15

Lender

Name	NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	4111 WARTELLA RD, CHEBOYGAN, MI 49721-8103
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4111 WARTELLA RD, CHEBOYGAN, MI 49721-8103

Mortgage

Document Number	0000001570/0000000185
Date	Nov 26, 2025
Book Page	0000001570/0000000185

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	230 Months
Due	Jan 1, 2045

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	4111 WARTELLA RD, CHEBOYGAN, MI 49721-8103
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 DUNCAN AVE, CHEBOYGAN, MI 49721-2157

Mortgage

Document Number	0000001541/0000000734
Date	Oct 29, 2024
Book Page	0000001541/0000000734

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2039

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	4111 WARTELLA RD, CHEBOYGAN, MI 49721-8103
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4111 WARTELLA RD, CHEBOYGAN, MI 49721-8103

Mortgage

Document Number	0000001570/0000000185
Date	Nov 26, 2025
Book Page	0000001570/0000000185

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	230 Months
Due	Jan 1, 2045

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	4111 WARTELLA RD, CHEBOYGAN, MI 49721-8103
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 DUNCAN AVE, CHEBOYGAN, MI 49721-2157

Mortgage

Document Number	0000001541/0000000734
Date	Oct 29, 2024
Book Page	0000001541/0000000734

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2039

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Nov 26, 2025
Property Address	4111 WARTELLA RD, CHEBOYGAN, MI 49721-8103
Document Number	001570/183
Book / Page	1570 / 183
Instrument Date	Nov 21, 2025
Transaction Type	Transfer
Record Updated	Dec 8, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4111 WARTELLA RD, CHEBOYGAN, MI 49721-8103

Mortgage

Document Number	0001570185
Date	Nov 26, 2025
Instrument	1570/185

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	230 Months
Due	Jan 1, 2045

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Dec 28, 2023
Property Address	4111 WARTELLA RD, CHEBOYGAN, MI 49721-8103
Document Number	001522/520
Book / Page	1522 / 520
Instrument Date	Dec 22, 2023
Transaction Type	Transfer
Record Updated	Jan 8, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11.18
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	400 DUNCAN AVE, CHEBOYGAN, MI 49721-2157

Mortgage

Document Number	0001522523
Date	Dec 28, 2023
Instrument	1522/523

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 4111 Wartella Rd was $1,678 with a homeowner's exemption, up 3.2% from the year before.

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Benton Township
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,300 (+1.89%)	$172,600 (+1.89%)
2025	$1,678.00 (+3.2%) Homeowner's exemption	$84,700	$169,400
2024	$1,626.00
2023		$70,300	$140,600
2022	$793.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4111 Wartella Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4111 Wartella Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cherry Capital Connection Fiber	1,000 / 1,000
Presque Isle Connect Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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