St. Louis County property record for 4111 W Arrowhead Rd, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 2,142 sqft · built 1940 |
| Lot Size | 1.74 acres (75,794 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,000 (Dec 2025) |
| Tax Bill | $600 (2026) |
| Deeds & Mortgages | Feb 2023 Second Mortgage Dec 2023 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2710-02253 |
| Primary APN | 010-2710-02253 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,142 sqft Gross Area |
| 1st Floor Area | 1,149 sqft |
| Basement Area | 156 sqft |
| Finished Basement | 156 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 75,794 sqft (1.74 acres) |
| Garage Area | 330 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 110 sqft |
| Deck Area | 94 sqft |
| Patio Area | 195 sqft |
| Storage Building | 96 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 1192978 |
|---|---|
| Street Address | 4111 W ARROWHEAD RD |
| City | DULUTH |
| State | MN |
| Zip | 55811-4038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 1/3 (OR 219 33/100 FT) OF THAT PART OFE 1/2 OF SW 1/4 OF SE 1/4 LYING S OFTHE SWAN LAKE ROAD EX S 33 FT SERIAL # |
| Legal Range | 14W |
| Legal Township | 50N |
| Legal Section | 07 |
| Legal Subdivision | DULUTH LANDS IN THE CITY |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 302 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4111 W ARROWHEAD RD, DULUTH, MN 55811-4038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CONNEXUS CU |
| Dec 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CONNEXUS CU |
| Dec 24, 2025 | Warranty Deed, Transfer · VA Mortgage REGENT FINANCIAL GROUP INC |
| Jan 23, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HIWAY FCU |
| Sep 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Oct 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 24, 2025 · Amount on Record |
| Deed Sale | Dec 24, 2025 · Amount on Record |
| Prior Sale | May 8, 2006 · Amount on Record |
| Deed Document Number | 20251524992 |
| Prior Transfer Date | May 6, 2005 |
| Prior Transfer Doc | 0000994683 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4111 W ARROWHEAD RD, DULUTH, MN 55811-4038 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4111 WARROWHEAD RD, DULUTH, MN 55811 |
| Document Number | 0001462066 |
|---|---|
| Date | Feb 17, 2023 |
| Instrument | 1462066 |
| Name | CONNEXUS CU |
|---|---|
| Type | Credit Union |
| Address | WAUSAU, WI 54401 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 25, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4111 W ARROWHEAD RD, DULUTH, MN 55811-4038 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001480154 |
|---|---|
| Date | Dec 20, 2023 |
| Instrument | 1480154 |
| Name | CONNEXUS CU |
|---|---|
| Type | Credit Union |
| Address | WAUSAU, WI 54401 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 25, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 24, 2025 |
| Property Address | 4111 W ARROWHEAD RD, DULUTH, MN 55811-4038 |
| Document Number | 0001524992 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 1524992 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Title Company | THE TITLE FIRM, THE TITLE TEAM |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,386.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4111 W ARROWHEAD RD, DULUTH, MN 55811-4038 |
| Document Number | 0001524993 |
|---|---|
| Date | Dec 24, 2025 |
| Instrument | 1524993 |
| Name | REGENT FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4111 W ARROWHEAD RD, DULUTH, MN 55811-4038 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001348827 |
|---|---|
| Date | Jan 23, 2019 |
| Instrument | 1348827 |
| Name | HIWAY FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55103 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4111 W ARROWHEAD RD, DULUTH, MN 55811-4038 |
| Document Number | 00A1390600 |
| Instrument Date | Sep 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4111 W ARROWHEAD RD DULUTH MN 558114038, DULUTH, MN 55811-4038 |
| Document Number | 00A1390600 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | A1390600 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4111 W ARROWHEAD RD, DULUTH, MN 55811-4038 |
| Document Number | 00A1321538 |
| Instrument Date | Oct 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2017 |
| Title Company | ARDEN TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4111 W ARROWHEAD RD DULUTH MN 558114038, DULUTH, MN 55811-4038 |
| Document Number | 00A1321538 |
|---|---|
| Date | Nov 6, 2017 |
| Instrument | A1321538 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 5, 2047 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $600.00 (-83.33%) Homeowner's exemption | ||
| 2025 | $3,600.00 (+3.27%) Homeowner's exemption | $391,000 (+39.2%) Land $61,300 Building $329,700 | $391,000 (+39.2%) Land $61,300 Building $329,700 |
| 2024 | $3,486.00 | $280,900 (+8.83%) Land $77,700 Building $203,200 | $280,900 (+8.83%) Land $77,700 Building $203,200 |
| 2022 | $258,100 Land $77,700 Building $180,400 | $258,100 Land $77,700 Building $180,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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