Santa Rosa County property record for 4111 N Cambridge Way, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,915 sqft · built 2000 |
| Lot Size | 0.279 acres (12,153 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $299,000 (Oct 2004) |
| Tax Bill | $2,708 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-2N-29-1651-00E00-0090 |
| Primary APN | 27-2N-29-1651-00E00-0090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,915 sqft Living Area |
| Gross Area | 3,441 sqft |
| 1st Floor Area | 2,915 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 12,153 sqft (0.279 acres) |
| Lot Dimensions | 137 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 106 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4111 N CAMBRIDGE WAY |
|---|---|
| City | PACE |
| State | FL |
| Zip | 32571-7370 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HAMMERSMITH LOT 9 BLK E AS DES IN OR 2360 PG 751 & OR 3358 PG 1340 |
| Legal Range | 29W |
| Legal Township | 2N |
| Legal Section | 27 |
| Legal Subdivision | HAMMERSMITH |
| Legal Block | E |
| Legal Lot Number | 9 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 10303 |
4111 N Cambridge Way is owner-occupied and held in a trust since June 2014.
Source: Santa Rosa County records, as of April 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4111 N CAMBRIDGE WAY, MILTON, FL 32571-7370 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 23, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Mar 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2004 · Amount on File |
| Deed Sale | Oct 12, 2004 · Amount on File |
| Prior Sale | Aug 24, 2004 · Amount on File |
| Deed Document Number | 200458939 |
| Deed Book / Page | 2360 / 751 |
| Last Transfer Date | Jun 25, 2014 |
| Transfer Doc | 0033581340 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 23, 2025 |
| Property Address | 4111 N CAMBRIDGE WAY, PACE, FL 32571-7370 |
| Document Number | 0046720593 |
| Book / Page | 4672 / 593 |
| Map Reference | MB G PG 5 |
| Instrument Date | Oct 23, 2025 |
| Instrument | 202550127 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 4111 N CAMBRIDGE WAY, PACE, FL 32571-7370 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4111 N CAMBRIDGE WAY, PACE, FL 32571-7370 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 4111 N CAMBRIDGE WAY, PACE, FL 32571-7370 |
| Document Number | 0040931569 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 4093/1569 |
| Instrument | 202120039 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2036 |
The 2025 property tax bill for 4111 N Cambridge Way was $2,708, up 3% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,708.00 (+3%) | $247,985 (+2.9%) | $374,911 (+7.97%) Land $53,000 Building $321,911 |
| 2024 | $2,629.00 (+6.05%) Homeowner's exemption Disabled Person's exemption | $240,996 (+3%) | $347,241 (+0.98%) Land $53,000 Building $294,241 |
| 2023 | $2,479.00 (+2.74%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $233,977 (+3%) | $343,887 (+3.35%) Land $53,000 Building $290,887 |
| 2022 | $2,413.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $227,162 | $332,756 Land $49,000 Building $283,756 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4111 N Cambridge Way in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
| Nearby Flood Claims | 11 (2014–2020) |
| Claims Outside the SFHA | 11 of 11 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4111 N Cambridge Way is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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