4111 Michael Dr, Henderson, KY 42420 Property Records

Henderson County property record for 4111 Michael Dr, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 2004
Lot Size	0.258 acres (11,250 sqft)
Owner	2 Individual Names on File
Last Sale	$83,500 (May 2004)
Tax Bill	$1,396 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`75A-49`

Property Details

APN / Parcel Number

Primary APN	`75A-49`
Alternative APN	`22906`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Finished Area

Exterior

Year Built	Built 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	22906
Street Address	4111 MICHAEL DR
City	HENDERSON
State	KY
Zip	42420-9709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Legal Subdivision	PLEASANT VIEW
Legal Lot Number	49
Jurisdiction	HENDERSON KY
Township / Civil Division	SPOTTSVILLE
Census Block Group	2
Census Block	2007
Census Tract	20703

Owner

4111 Michael Dr is owned and occupied by two individuals who bought it in May 2004.

Source: Henderson County records, as of November 24, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4111 MICHAEL DR, HENDERSON, KY 42420-9709
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2018	Deed of Trust, Mortgage · FmHA Mortgage FARMERS BANK & TRUST
Oct 23, 2020	Deed of Trust, Mortgage · Commercial Mortgage FARMERS BANK & TRUST
May 9, 2018	Deed of Trust, Mortgage · Commercial Mortgage FARMERS BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2004 · Amount on File
Deed Sale	May 27, 2004 · Amount on File
Deed Document Number	0000531290
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	4111 MICHAEL DR, HENDERSON, KY 42420-9709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1277/491
Date	Dec 21, 2018
Book Page	MT 1277/491
Instrument	2018014026

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Address	MARION, KY 42064

Agreement

Type	FmHA Mortgage
Amount	Amount on Record
Term	119 Months
Due	Nov 15, 2028

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	4111 MICHAEL DR, HENDERSON, KY 42420-9709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4111 MICHAEL DR, HENDERSON, KY 42420-9709

Mortgage

Document Number	MT1332/323
Date	Oct 23, 2020
Book Page	MT 1332/323
Instrument	2020011344

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Address	MARION, KY 42064

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 12, 2030

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	4111 MICHAEL DR, HENDERSON, KY 42420-9709
Transaction Type	Mortgage
Record Updated	May 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1262/108
Date	May 9, 2018
Book Page	MT 1262/108
Instrument	2018004760

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Address	MARION, KY 42064

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	5 Months
Due	Oct 20, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 4111 Michael Dr was $1,396.

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,396.00	$121,000	$121,000
2023	$1,407.00	$121,000	$121,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4111 Michael Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4111 Michael Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON COUNTY WATER DISTRICT serves 17,447 people · EPA ID KY0510189
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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