4111 Bahama Ave, Melbourne, FL 32901 Property Records

Brevard County property record for 4111 Bahama Ave, Melbourne, FL 32901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,024 sqft · built 1998
Lot Size	0.14 acres (6,098 sqft)
Owner	Trust Name on File
Last Sale	$69,500 (Jun 2000)
Tax Bill	$659 (2025)
Deeds & Mortgages	Apr 2017 Reverse Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-15-78-*-9`

Property Details

APN / Parcel Number

Primary APN	`28-37-15-78-*-9`
Alternative APNs	`28-37-15-78-00000.0-0009.00` `2827553`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,024 sqft Living Area
Gross Area	1,460 sqft
1st Floor Area	1,024 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	416 sqft
Porch	Finished/Open Porch
Porch Area	20 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2827553
Street Address	4111 BAHAMA AVE
City	MELBOURNE
State	FL
Zip	32901-8659
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD(6)
Legal Description	LAKESIDE PHASE 1 REPLAT LOT 9
Legal Range	37E
Legal Township	28S
Legal Section	15
Legal Subdivision	LAKESIDE PHASE 1 REPLAT
Legal Phase	1
Legal Lot Number	9
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2000
Census Tract	65127

Owner

4111 Bahama Ave is owner-occupied and held in a trust since November 2001.

Source: Brevard County records, as of September 3, 2026

Owner of Record	Trust Name on File
Mailing Address	4111 BAHAMA AVE, MELBOURNE, FL 32901-8659
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2017	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Mar 27, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2000 · Amount on File
Deed Sale	Jun 20, 2000 · Amount on File
Prior Sale	Mar 18, 1998 · Amount on File
Deed Book / Page	4180 / 480
Last Transfer Date	Nov 16, 2001
Transfer Doc	4470002161
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4111 BAHAMA AVE, MELBOURNE, FL 32901-8659
Transaction Type	Mortgage
Record Updated	Nov 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078580837
Date	Apr 5, 2017
Book Page	7858/0837
Instrument	2017070133

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	828 Months
Due	Apr 25, 2086

Interest

Rate Type	Adjustable Rate
Rate	4.81%
Type Change Date	Apr 1, 2018
Change Frequency	4 Years
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4111 BAHAMA AVE, MELBOURNE, FL 32901-8659
Document Number	0078580853
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	FEDERAL TITLE, FEDERAL TITLE INSURANCE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4111 BAHAMA AVE MELBOURNE FL 329018659, MELBOURNE, FL 32901-8659

Mortgage

Document Number	0078580853
Date	Apr 5, 2017
Book Page	007858/000853
Instrument	70134

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	828 Months
Due	Apr 4, 2086

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4111 Bahama Ave was $659 with exemptions applied.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,330 (+2.69%)	$194,670 (+3.66%)
2025	$659.00 Homeowner's exemption Widower's exemption	$77,250	$187,800 Land $55,000 Building $132,800
2023	$605.00 (-5.32%) Homeowner's exemption Widower's exemption	$72,900 (+3%)	$196,910 (+20.6%) Land $49,500 Building $147,410
2022	$639.00 Homeowner's exemption Widower's exemption	$70,780	$163,280 Land $44,000 Building $119,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4111 Bahama Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4111 Bahama Ave is moderate, ranking above 48% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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