4111 Alto St, Oceanside, CA 92056 Property Records

San Diego County property record for 4111 Alto St, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,410 sqft · built 1970
Lot Size	0.232 acres (10,100 sqft)
Owner	Company Name on File
Last Sale	$391,500 (Dec 2013)
Tax Bill	$5,152 (2025)
Deeds & Mortgages	Dec 2021 Transfer Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`168-070-42-00`

Property Details

APN / Parcel Number

Primary APN	`168-070-42-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,410 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	10,100 sqft (0.232 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4111 ALTO ST
City	OCEANSIDE
State	CA
Zip	92056-4616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 57 TR 006233
Legal Subdivision	MIRA COSTA MESA
Legal Tract	006233
Legal Block	1
Legal Lot Number	57
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1022
Census Tract	19805

Owner

4111 Alto St is owned by a company that acquired it in November 2021 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	4111 ALTO ST, OCEANSIDE, CA 92056-4616
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Intrafamily Transfer, Transfer MEMBERS TITLE COMPANY OF CA
Dec 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 26, 2019	Quit Claim Deed, Transfer · Conventional with PMI QUICKEN LNS
Feb 26, 2019	Quit Claim Deed, Transfer EQUITY TITLE-ORANGE COUNTY/INLAN, EQUITY TITLE-ORANGE CNTY/INLAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2013 · Amount on File
Deed Sale	Dec 17, 2013 · Amount on File
Prior Sale	Jul 30, 2007 · Amount on File
Deed Document Number	2013724563
Last Transfer Date	Nov 24, 2021
Transfer Doc	0000846825
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 15, 2021
Property Address	4111 ALTO ST, OCEANSIDE, CA 92056-4616
Document Number	0000846827
Map Reference	MAP 6233
Instrument Date	Nov 24, 2021
Instrument	2021-0846827
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	MEMBERS TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	411 ALTO STREET UPPR, OCEANSIDE, CA 92056

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 15, 2021
Property Address	4111 ALTO ST, OCEANSIDE, CA 92056-4616
Document Number	0000846825
Map Reference	MAP 6233
Instrument Date	Nov 24, 2021
Instrument	2021-0846825
Transaction Type	Transfer
Record Updated	Dec 24, 2021
Title Company	MEMBERS TITLE COMPANY/CA INC, MEMBERS TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4111 ALTO ST, OCEANSIDE, CA 92056-4616

Mortgage

Document Number	0000846826
Date	Dec 15, 2021
Instrument	2021-0846826

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 29, 2021
Property Address	4111 ALTO ST, OCEANSIDE, CA 92056-4616
Document Number	0000242069
Map Reference	MAP 6233
Instrument Date	Mar 23, 2021
Instrument	2021-0242069
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TITLE RESOURCE GUARANTEE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4111 ALTO ST, OCEANSIDE, CA 92056-4616

Mortgage

Document Number	0000242070
Date	Mar 29, 2021
Instrument	2021-0242070

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 26, 2019
Property Address	4111 ALTO ST, OCEANSIDE, CA 92056-4616
Document Number	0000068671
Instrument Date	Feb 8, 2019
Instrument	68671
Transaction Type	Transfer
Record Updated	Mar 5, 2019
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4111 ALTO ST OCEANSIDE CA 920564616, OCEANSIDE, CA 92056-4616

Mortgage

Document Number	68672
Date	Feb 26, 2019
Instrument	68672

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2049

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 26, 2019
Property Address	4111 ALTO ST, OCEANSIDE, CA 92056-4616
Document Number	0000068673
Instrument Date	Feb 8, 2019
Instrument	68673
Transaction Type	Transfer
Record Updated	Mar 5, 2019
Title Company	EQUITY TITLE-ORANGE COUNTY/INLAN, EQUITY TITLE-ORANGE CNTY/INLAN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4111 ALTO ST OCEANSIDE CA 920564616, OCEANSIDE, CA 92056-4616

Tax Assessment & Valuation

The 2025 property tax bill for 4111 Alto St was $5,152 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$489,511 (+2%) Land $301,239 Building $188,272
2025	$5,152.00 Homeowner's exemption	$479,914 Land $295,333 Building $184,581
2023	$4,947.00 (+1.6%) Homeowner's exemption	$461,280 Land $283,866 Building $177,414
2022	$4,869.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4111 Alto St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	123 units insured incl. 92 condo units
Nearby Flood Claims	3 (1993–2025)
Most Recent Claim	Mar 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4111 Alto St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Eastern tribal government · serves 1,076 people · EPA ID 090605007
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	CITY OF OCEANSIDE, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Spectrum, T-Mobile.

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