Macomb County property record for 41104 Ginger Ct, Sterling Heights, MI 48314
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,970 sqft · built 1994 |
| Lot Size | 0.318 acres (13,852 sqft) |
| Owner | Individual Name on File |
| Last Sale | $430,000 (Jun 2020) |
| Tax Bill | $10,342 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Dec 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-10-08-382-034 |
| Primary APN | 10-10-08-382-034 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,970 sqft Living Area |
| 1st Floor Area | 1,695 sqft |
| Basement Area | 1,695 sqft |
| Unfinished Basement | 1,695 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 13,852 sqft (0.318 acres) |
| Lot Dimensions | 132 ft deep x 105 ft wide |
| Garage Type | Attached |
| Garage Area | 670 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 41104 GINGER CT |
|---|---|
| City | STERLING HEIGHTS |
| State | MI |
| Zip | 48314-3926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-80 |
| Legal Description | SPICEMILL SUBDIVISION #4 LOT 278 |
| Legal Subdivision | SPICEMILL SUBDIVISION |
| Legal Lot Number | 278 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | STERLING HEIGHTS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 230602 |
41104 Ginger Ct is owned and occupied by an individual who acquired it in December 2022.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41104 GINGER CT, STERLING HEIGHTS, MI 48314-3926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed of Trust, Mortgage · Stand-Alone First Mortgage K2 INVESTMENT HOLDINGS LLC |
| Dec 28, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage CENTRAL MORTGAGE FUNDING LLC |
| Jun 4, 2020 | Deed of Trust, Mortgage A & L MORTGAGE COMPANY |
| Jun 18, 2020 | Warranty Deed, Transfer PARTNERS TITLE AGENCY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2020 · Amount on File |
| Deed Sale | Jun 18, 2020 · Amount on File |
| Deed Document Number | 202069490 |
| Deed Book / Page | 26775 / 496 |
| Last Transfer Date | Dec 15, 2022 |
| Transfer Doc | 0000138668 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 41104 GINGER CT, STERLING HEIGHTS, MI 48314-3926 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 41104 GINGER CT, STERLING HEIGHTS, MI 48314-3926 |
| Document Number | 2500106168 |
|---|---|
| Date | Nov 25, 2025 |
| Book Page | 30408/280 |
| Instrument | 202500106168 |
| Name | K2 INVESTMENT HOLDINGS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | TROY, MI 48083 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Dec 28, 2022 |
| Property Address | 41104 GINGER CT, STERLING HEIGHTS, MI 48314-3926 |
| Document Number | 2200138668 |
| Book / Page | 28951 / 551 |
| Map Reference | LB 97 PG 9-12 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 202200138668 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | ALLIANCE TITLE, ALLIANCE FIRST TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 41104 GINGER CT, STERLING HEIGHTS, MI 48314-3926 |
| Name | Verified Name |
|---|---|
| Address | 41104 GINGER CT, STERLING HEIGHTS, MI 48314-3926 |
| Document Number | 2200138669 |
|---|---|
| Date | Dec 28, 2022 |
| Instrument | 202200138669 |
| Name | CENTRAL MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 41104 GINGER CT, STERLING HEIGHTS, MI 48314-3926 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000064328 |
|---|---|
| Date | Jun 4, 2020 |
| Book Page | 26746/905 |
| Instrument | 2064328 |
| Name | A & L MORTGAGE COMPANY |
|---|---|
| Type | Non-Lending Institution |
| Address | KEEGO HARBOR, MI 48320 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jun 18, 2020 |
| Property Address | 41104 GINGER CT, STERLING HEIGHTS, MI 48314-3926 |
| Document Number | 0000069490 |
| Book / Page | 26775 / 496 |
| Map Reference | LB 97 PG 9-12 |
| Instrument Date | Jun 1, 2020 |
| Instrument | 2069490 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Title Company | PARTNERS TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $3,698.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 41104 GINGER CT, 41104, STERLING HEIGHTS, MI 48314-3926 |
| Name | Verified Name |
|---|---|
| Address | 41104 GINGER CT, STERLING HEIGHTS, MI 48314-3926 |
The 2025 property tax bill for 41104 Ginger Ct was $10,342 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| Municipality | Sterling Heights City |
| Unified School District | Utica Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $329,200 | $658,400 | |
| 2025 | $10,342.00 | ||
| 2023 | $243,000 | $486,000 | |
| 2022 | $8,849.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41104 Ginger Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 41104 Ginger Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF STERLING HEIGHTS serves 127,000 people · EPA ID MI0006385 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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