4110 Windrow Ct, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 4110 Windrow Ct, Cherry Valley, IL 61016

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,536 sqft · built 1988
Lot Size	0.302 acres (13,148 sqft)
Owner	Individual Name on Record
Last Sale	$74,000 (Sep 2017)
Tax Bill	$5,453 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`263B300`

Property Details

APN / Parcel Number

Primary APN	`263B300`
Alternative APN	`1611128023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,536 sqft Living Area
Gross Area	4,212 sqft
1st Floor Area	1,404 sqft
Basement Area	676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,148 sqft (0.302 acres)
Garage Area	728 sqft
Driveway	Driveway
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	263B300
Street Address	4110 WINDROW CT
City	CHERRY VALLEY
State	IL
Zip	61016-9364
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PLAT NO 5 VALLEY VIEW SOUTH BNG PT N1/2 SEC 11- 43-2 LOT 118
Legal Subdivision	VALLEY VIEW SOUTH #5
Legal Lot Number	118
Jurisdiction	WINNEBAGO IL
Township / Civil Division	CHERRY VALLEY
Census Block Group	5
Census Block	5007
Census Tract	3705

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4110 WINDROW CT, CHERRY VALLEY, IL 61016-9364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKFORD BELL CU
Sep 27, 2017	Grant Deed, Transfer ROCKFORD BELL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2017 · Amount on Record
Deed Sale	Sep 27, 2017 · Amount on Record
Prior Transfer Date	Sep 22, 2017
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	4110 WINDROW CT, CHERRY VALLEY, IL 61016-9364
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044493
Date	Dec 10, 2021
Instrument	2144493

Lender

Name	ROCKFORD BELL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 9, 2031

Interest

Rate Type	Fixed Rate

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 27, 2017
Property Address	4110 WINDROW CT, CHERRY VALLEY, IL 61016-9364
Document Number	0001030859
Instrument Date	Sep 22, 2017
Instrument	1030859
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$111.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4110 WINDROW CT CHERRY VALLEY IL 610169364, CHERRY VALLEY, IL 61016-9364

Mortgage

Document Number	1030860
Date	Sep 27, 2017
Instrument	1030860

Lender

Name	ROCKFORD BELL CU
Type	Credit Union
Address	LOVES PARK, IL 61111

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 26, 2032

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Cherry Valley Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,453.00	$81,846 (+39.28%) Land $11,484 Building $70,362	$245,538 (+39.28%) Land $34,452 Building $211,086
2022	Homeowner's exemption	$58,765 Land $10,677 Building $48,088	$176,295 Land $32,031 Building $144,264

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1978–1999)
Most Recent Claim	Jun 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHERRY VALLEY serves 4,731 people · EPA ID IL2010050
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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