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  5. Reeder Rd

4110 Reeder Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 4110 Reeder Rd, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details6 bd · 5 ba · 5,386 sqft · built 1985
Lot Size17.3 acres (755,766 sqft)
Owner2 Individual Names on File
Tax Bill$1,317 (2025)
Deeds & MortgagesAug 2023 Transfer
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN26-5N-28-0000-01200-0000

Property Details

APN / Parcel Number

Primary APN26-5N-28-0000-01200-0000
Alternative APN
  • N285260000012000000

Interior

Bedrooms6 Beds
Full Baths5 Baths
Stories2 Stories
Building Area5,386 sqft Living Area
Gross Area6,785 sqft
1st Floor Area4,291 sqft
Upper Floors Area1,095 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area755,766 sqft (17.3 acres)
Garage Area1,800 sqft

Exterior Amenities

PorchFlorida Room
Porch Area2,307 sqft
Patio Area119 sqft
Stable1 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4110 REEDER RD
CityJAY
StateFL
Zip32565-2508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal Description*DESC UPDATE FOR 2023* S2 OF SW4 OF SE4 AS DES IN OR 1653 PG 1267 LESS THE FOLLOWING DESCRIBED P ROPERTY: COM SE COR OF SW4 OF SE4 TH W 185.26 FT TO POB TH CONT 220.23 FT TH DEFLECT 91*03'13 RIGHT 304.19 FT TH DEFLECT 92*40'08 LEFT 86.65 FT TH DEF LE
Legal Range28W
Legal Township5N
Legal Section26
JurisdictionSANTA ROSA FL
Township / Civil DivisionBERRYDALE
Census Block Group4
Census Block4065
Census Tract10100

Owner

Source: Santa Rosa County records · APN 26-5N-28-0000-01200-0000

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4110 REEDER RD, JAY, FL 32565-2508
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jan 09, 2018Deed of Trust, Mortgage · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 25, 1998
Deed SaleNov 25, 1998
Prior SaleNov 25, 1998
Deed Book / Page1725 / 1681
Last Transfer DateMay 02, 2023
Transfer Doc0044260473
Record UpdatedSep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateAug 18, 2023
Property Address4110 REEDER RD, JAY, FL 32565-2508
Document Number0044260473
Book / Page4426 / 473
Instrument DateMay 02, 2023
Instrument202337677
Transaction TypeTransfer
Record UpdatedApr 16, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4110 REEDER RD, JAY, FL 32565-2508

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4110 REEDER RD, JAY, FL 32565-2508

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4110 REEDER RD, JAY, FL 32565-2508
Document Number0036941352
Instrument DateJan 09, 2018
Transaction TypeMortgage
Record UpdatedMar 06, 2018
Title CompanyNAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4110 REEDER RD JAY FL 325652508, JAY, FL 32565-2508

Mortgage

Document Number0036941352
DateJan 16, 2018
Book Page003694/001352
Instrument1795
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term180 Months
DueJan 15, 2033

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,317.00 (+8.57%) Homeowner's exemption Veteran's exemption$373,433 (+2.91%)$624,904 (+2.05%) Land $182,175 Building $442,729
2024$1,213.00 (+7.82%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$362,857 (+2.62%)$612,344 (+5.16%) Land $182,175 Building $430,169
2023$1,125.00 (+4.46%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$353,607 (+3.36%)$582,321 (+11.72%) Land $157,885 Building $424,436
2022$1,077.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$342,124$521,210 Land $109,305 Building $411,905

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000

May also be available: Verizon.

Based on FCC filings for 10 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBERRYDALE WATER SYSTEM
serves 2,800 people
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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