Bay County property record for 4110 Nancee Dr, Panama City, FL 32408
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,431 sqft · built 1981 |
| Lot Size | 0.086 acres (3,746 sqft) |
| Owner | Individual Name on File |
| Last Sale | $545,000 (Feb 2022) |
| Tax Bill | $6,053 (2025) |
| Deeds & Mortgages | Sep 2024 Transfer Nov 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30551-080-000 |
| Primary APN | 30551-080-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,431 sqft Living Area |
| 1st Floor Area | 1,431 sqft |
| Flooring | Tile |
| Interior Walls | Plywood |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 3,746 sqft (0.086 acres) |
| Lot Dimensions | 75 ft deep x 50 ft wide |
| Driveway | Driveway |
| Driveway Area | 672 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 224 sqft |
| Deck Area | Deck Area |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4110 NANCEE DR |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32408-6112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC23 |
| Legal Description | 8 4S 15W -1.8- M&B KWN AS LOT 12 HOLIDAY BEACH ON GULF UNREC ORB 4840 P 317 SURVEYRECORDED IN ORB 305 P607 |
| Legal Range | 15W |
| Legal Township | 04S |
| Legal Section | 08 |
| Legal Subdivision | HOLIDAY BEACH ON GULF |
| Legal Lot Number | 12 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 2605 |
4110 Nancee Dr is owned by an individual who acquired it in September 2024.
Source: Bay County records, as of May 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10214 S PEACH AVE, FRESNO, CA 93725-9654 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Nov 21, 2023 | Intrafamily Transfer, Transfer |
| Feb 28, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2022 · Amount on File |
| Deed Sale | Feb 28, 2022 · Amount on File |
| Prior Sale | Jul 27, 2011 · Amount on File |
| Deed Document Number | 202214357 |
| Deed Book / Page | 4529 / 1445 |
| Last Transfer Date | Sep 7, 2024 |
| Transfer Doc | 0048400317 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Sep 11, 2024 |
| Property Address | 4110 NANCEE DR, PANAMA CITY BEACH, FL 32408-6112 |
| Document Number | 0048400317 |
| Book / Page | 4840 / 317 |
| Map Reference | MB 305 PG 607 |
| Instrument Date | Sep 7, 2024 |
| Instrument | 2024053926 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10214 S PEACH AVE, FRESNO, CA 93725-9654 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 21, 2023 |
| Property Address | 4110 NANCEE DR, PANAMA CITY BEACH, FL 32408-6112 |
| Document Number | 0047510998 |
| Book / Page | 4751 / 998 |
| Instrument Date | Nov 21, 2023 |
| Instrument | 2023073127 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42W588 STILLMEADOWS LN, ELBURN, IL 60119-9509 |
| Name | Verified Name |
|---|---|
| Address | 42W588 STILLMEADOWS LN, ELBURN, IL 60119-9509 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Feb 28, 2022 |
| Property Address | 4110 NANCEE DR, PANAMA CITY BEACH, FL 32408-6112 |
| Document Number | 0045291445 |
| Book / Page | 4529 / 1445 |
| Map Reference | MB 305 PG 607 |
| Instrument Date | Feb 24, 2022 |
| Instrument | 2022014357 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2026 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,815.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8501 N LAGOON DR UNIT 401, 401, PANAMA CITY, FL 32408-4523 |
| Name | Verified Name |
|---|---|
| Address | 10214 S PEACH AVE, FRESNO, CA 93725-9654 |
| Document Number | 0045291447 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 4529/1447 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
The 2025 property tax bill for 4110 Nancee Dr was $6,053, up 2.9% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,053.00 (+2.91%) | $492,359 Land $178,600 Building $313,759 | $492,359 Land $178,600 Building $313,759 |
| 2024 | $5,882.00 (+0.6%) | ||
| 2023 | $5,847.00 (+135.58%) | $464,464 (+119.92%) Land $160,520 Building $303,944 | $464,464 (+119.92%) Land $160,520 Building $303,944 |
| 2022 | $2,482.00 | $211,200 Land $108,000 Building $103,200 | $211,200 Land $108,000 Building $103,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4110 Nancee Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 326 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,352 units insured incl. 1,026 condo units |
| Nearby Flood Claims | 85 (1983–2020) |
| Claims Outside the SFHA | 68 of 85 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4110 Nancee Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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