St. Louis County property record for 4110 McCulloch St, Duluth, MN 55804 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,365 sqft · built 1910 |
| Lot Size | 0.16 acres (6,995 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,080 (2026) |
| Deeds & Mortgages | Mar 2021 Line of Credit Apr 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3010-01980 |
| Primary APN | 010-3010-01980 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,365 sqft Gross Area |
| 1st Floor Area | 741 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 6,995 sqft (0.16 acres) |
| Garage Area | 1,430 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 242 sqft |
| Deck Area | 120 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 747405 |
|---|---|
| Street Address | 4110 MCCULLOCH ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 003 BLOCK:040 SERIAL # |
| Legal Subdivision | LONDON ADD TO DULUTH |
| Legal Block | 40 |
| Legal Lot Number | 3 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 600 |
Source: St. Louis County records · APN 010-3010-01980
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4110 MCCULLOCH ST, DULUTH, MN 55804-1931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2021 | Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU |
| Apr 15, 2020 | Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4110 MCCULLOCH ST, DULUTH, MN 55804-1931 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001407689 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 1407689 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 05, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4110 MCCULLOCH ST, DULUTH, MN 55804-1931 |
| Document Number | 00A1378051 |
| Instrument Date | Apr 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4110 MCCULLOCH ST DULUTH MN 558041931, DULUTH, MN 55804-1931 |
| Document Number | 00A1378051 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | A1378051 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 22, 2030 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,080.00 (+7.26%) Homeowner's exemption | ||
| 2025 | $3,804.00 Homeowner's exemption | $313,200 (+6.31%) Land $47,900 Building $265,300 | $313,200 (+6.31%) Land $47,900 Building $265,300 |
| 2024 | $294,600 Land $46,200 Building $248,400 | $294,600 Land $46,200 Building $248,400 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370006001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 8 individual NFIP policies nearby |
| Nearby Flood Policies | 8 in force 4 of 8 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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