Schenectady County and Niskayuna Town property record for 4110 Consaul Rd, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,074 sqft · built 1969 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $385,000 (May 2026) |
| Tax Bill | $8,344 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 60.16-1-21 |
| Primary APN | 422400 60.16-1-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,074 sqft Living Area |
| 1st Floor Area | 1,496 sqft |
| Basement Area | 242 sqft |
| Finished Basement | 242 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Dimensions | 185 ft deep x 135 ft wide |
| Garage Type | Basement |
| Porch | Slab |
|---|---|
| Porch Area | 320 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4110 CONSAUL RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 1 |
| Legal Lot Number | 21.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 31902 |
Source: Schenectady County and Niskayuna Town records, as of June 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 54 KNIGHTS BRG, GUILDERLAND, NY 12084-9025 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · FHA Mortgage HOMESTEAD FUNDING CORPORATION |
| May 20, 2026 | Warranty Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2026 · Amount on Record |
| Deed Sale | May 20, 2026 · Amount on Record |
| Prior Sale | Oct 11, 2012 · Amount on Record |
| Deed Document Number | 202611746 |
| Deed Book / Page | 2172 / 654 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 20, 2026 |
| Property Address | 4110 CONSAUL RD, SCHENECTADY, NY 12304-2419 |
| Document Number | 0000011747 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202611747 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000011747, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 202611747 |
| Name | HOMESTEAD FUNDING CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 20, 2026 |
| Property Address | 4110 CONSAUL RD, SCHENECTADY, NY 12304-2419 |
| Document Number | 0000011746 |
| Book / Page | 2172 / 654 |
| Instrument Date | Apr 4, 2026 |
| Instrument | 202611746 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2026 |
| Title Company | EIT TITLE, ELITE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155,540.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000011747, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 202611747 |
| Name | HOMESTEAD FUNDING CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,344.00 | $245,000 (-5.77%) Land $39,300 Building $205,700 | $363,000 (+10.3%) Land $58,228 Building $304,772 |
| 2023 | $260,000 Land $39,300 Building $220,700 | $329,100 Land $49,745 Building $279,355 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
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