4110 Beach Dr, Freeland, WA 98249 Property Records

Island County property record for 4110 Beach Dr, Freeland, WA 98249

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,883 sqft · built 1983
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,280 (Sep 2012)
Tax Bill	$7,584 (2026)
Deeds & Mortgages	Oct 2020 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S6135-00-00157-0`

Property Details

APN / Parcel Number

Primary APN	`S6135-00-00157-0`
Alternative APN	`192124`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,883 sqft Living Area
Gross Area	3,711 sqft
1st Floor Area	1,813 sqft
Upper Floors Area	1,070 sqft
Basement Area	220 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1987
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	966 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	4110 BEACH DR
City	FREELAND
State	WA
Zip	98249-9434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	BEVERLY BCH #1 LOTS 157 & 158 EX PT DESC FOLL BG SECR LOT 158 W28.49 TP ON SLN SD LOT 158 TPB WLY ALG SD LN 42.22 TP SLN SD LOT 158 N01E4.92 S88E42.20 S01W3.69 TPB INCL ADJ TIDES & INT IN RES TGW SEPTIC & DRAIN EZ LOC LOT 48, N20 LOT 47 & N10
Legal Subdivision	BEVERLY BCH #1
Legal Lot Number	157-1
Jurisdiction	ISLAND WA
Township / Civil Division	SOUTH WHIDBEY ISLAND
Census Block Group	2
Census Block	2008
Census Tract	971900

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4110 BEACH DR, FREELAND, WA 98249-9434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2012 · Amount on Record
Deed Sale	Sep 26, 2012 · Amount on Record
Deed Document Number	20124323819
Prior Transfer Date	Jul 24, 2009
Prior Transfer Doc	0004257315
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	4110 BEACH DR, FREELAND, WA 98249-9434
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004500461
Date	Oct 27, 2020
Instrument	4500461

Lender

Name	PEOPLES BANK
Type	Bank
Address	COUPEVILLE, WA 98239

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	4110 BEACH DR, FREELAND, WA 98249-9434
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004490741
Date	Jul 8, 2020
Instrument	4490741

Lender

Name	PEOPLES BANK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,584.00 (+9.55%)
2025	$6,923.00 (+9.92%)	$962,629 (-1.02%) Land $600,500 Building $362,129	$962,629 (-1.02%) Land $600,500 Building $362,129
2023	$6,298.00	$972,516 (+3.26%) Land $600,500 Building $372,016	$972,516 (+3.26%) Land $600,500 Building $372,016
2022		$941,854 Land $600,500 Building $341,354	$941,854 Land $600,500 Building $341,354

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	9 (1996–2023)
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY BEACH IMPROVEMENT CLUB private · serves 56 people · EPA ID WA5306147
Water Source	Groundwater
Last State Inspection	Jun 2022
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Whidbey Telephone Fiber	1,000 / 1,000

May also be available: Astound Broadband.

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